Does TrueTransfer hold my money?

No. TrueTransfer is non-custodial. Each payment goes into a contract created for that single request, and that contract can pay only the recipient it was made for. TrueTransfer never takes custody of customer funds, and it is not a bank, an exchange or a wallet.

Does my customer need an account or an app?

No. The payer opens the request from the chat and pays with a card or from a wallet they already have. There is no sign-up, no app to install and no document upload for the person paying.

Which blockchains and stablecoins does it use?

USDC on Polygon, and USDT on TON. The amount is quoted in the currency the recipient chose and converted at the live rate at the moment of payment.

How long does a payment take?

A wallet payment usually confirms in under a minute, because it settles on a public blockchain rather than through a chain of correspondent banks. A card payment takes as long as the card network takes.

Can a payment be reversed?

No. A confirmed blockchain payment is final and cannot be charged back or recalled. Both sides are shown this before a payment is confirmed, and the recipient address is checked for the correct network before it can be saved.

The fee is shown in full on the pricing page and again at checkout, before anyone pays. Network costs are quoted in the same place.

What languages does it work in?

Twenty-five: English, Chinese in both scripts, Japanese, Korean, Vietnamese, Thai, Filipino, Malay, Indonesian, Hindi, Punjabi, Bengali, Arabic, Persian, Hebrew, Turkish, Russian, German, Dutch, French, Italian, Spanish, Portuguese and Greek.

What is TrueTransfer, and how do you use it?

TrueTransfer is a platform that facilitates payment inside Telegram. You type an amount in any of 42 currencies, send the request in an ordinary chat, and the person pays by bank card or from their own crypto wallet. The money settles in stablecoins and arrives in a wallet you control.

What it is

Payment requests: an amount, sent into a normal Telegram conversation, that can be paid on the spot.
Non-custodial: each payment goes into a contract made for that one request, which can pay only its intended recipient. TrueTransfer never holds customer funds.
Assets: USDC on Polygon and USDT on TON.
Currencies: 42, quoted at the live rate at the moment of payment.
Languages: 25, each written natively rather than machine translated.
For the payer: no account, no app to install, no sign-up.

How to use it

Open the bot. Open @Truetransfer_bot in Telegram. Nothing is installed, and the person paying you never has to do this part.
Set where money should arrive. Paste the address of a wallet you control. Payments go there directly; TrueTransfer never holds them.
Type an amount. Choose one of 42 currencies and type the amount. The stablecoin figure follows the live rate.
Send the request into any chat. The request goes into an ordinary Telegram conversation, like any other message.
Your customer pays. They pay by card or from their own wallet, with no account and no sign-up, and the money lands in your wallet.

What it is not

TrueTransfer is a platform that facilitates payment between two people. It is not a bank, an exchange, a wallet or a money transmitter, and it never takes custody of anyone’s money. Payments move directly between the two people on a public blockchain, which also means a confirmed payment is final and cannot be reversed. Both sides are told this before anything is confirmed.

Common questions

What is TrueTransfer?: TrueTransfer is a platform that facilitates payment inside Telegram. You type an amount in any of 42 currencies, send the request in an ordinary chat, and the person pays by bank card or from their own crypto wallet. The money settles as USDC on Polygon or USDT on TON, and it arrives in a wallet you control.
Does TrueTransfer hold my money?: No. TrueTransfer is non-custodial. Each payment goes into a contract created for that single request, and that contract can pay only the recipient it was made for. TrueTransfer never takes custody of customer funds, and it is not a bank, an exchange or a wallet.
Does my customer need an account or an app?: No. The payer opens the request from the chat and pays with a card or from a wallet they already have. There is no sign-up, no app to install and no document upload for the person paying.
Which blockchains and stablecoins does it use?: USDC on Polygon, and USDT on TON. The amount is quoted in the currency the recipient chose and converted at the live rate at the moment of payment.
How long does a payment take?: A wallet payment usually confirms in under a minute, because it settles on a public blockchain rather than through a chain of correspondent banks. A card payment takes as long as the card network takes.
Can a payment be reversed?: No. A confirmed blockchain payment is final and cannot be charged back or recalled. Both sides are shown this before a payment is confirmed, and the recipient address is checked for the correct network before it can be saved.
What does it cost?: The fee is shown in full on the pricing page and again at checkout, before anyone pays. Network costs are quoted in the same place.
What languages does it work in?: Twenty-five: English, Chinese in both scripts, Japanese, Korean, Vietnamese, Thai, Filipino, Malay, Indonesian, Hindi, Punjabi, Bengali, Arabic, Persian, Hebrew, Turkish, Russian, German, Dutch, French, Italian, Spanish, Portuguese and Greek.

Checking any of this for yourself

The contracts that move the money are public, and the official channels page lists them with links to a block explorer, alongside the one official bot and the one official domain.

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