Where to cash out USDT and USDC in every country

Sell USDT / USDC for AFN (afghani)

Not permitted since 2022 and under sanctions; banks are cut off. People exchange through hawala traders and peer-to-peer contacts, mostly for cash; Binance P2P has had AFN pairs but access is intermittent.

2 Peer-to-peer

Hawala traders · Binance P2P (limited) · Telegram / WhatsApp OTC groups

5 Large amounts

Dubai (a short flight; a large South Asian OTC market) · Singapore

Money arrives by

Hawala · Cash

Sell USDT / USDC for ALL (lek)

A 2020 law licenses exchanges; most people still use global platforms and P2P for a lek bank transfer.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P · OKX P2P · Bybit P2P · Paxful · NoOnes

3 Crypto cards

RedotPay · Bitget Wallet Card · Wirex (limited) · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Sell USDT / USDC for DZD (dinar)

Not permitted under the 2018 finance law, so there are no local exchanges and banks do not touch crypto. People sell USDT peer-to-peer: Binance P2P lists DZD with CCP and BaridiMob transfers, Paxful and NoOnes have Algerian traders, and Telegram groups handle cash meet-ups in Algiers and Oran.

2 Peer-to-peer

Binance P2P — CCP, BaridiMob, bank transfer · Paxful · NoOnes · Telegram / WhatsApp OTC groups

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Kast · Zypto · OneKey Card

4 Cash & counters

Cash meet-ups (Algiers, Oran)

5 Large amounts

Dubai · Istanbul

Money arrives by

CCP postal account · BaridiMob · Cash

Stablecoins

USDT on Tron is what trades.

Sell USDT / USDC for EUR

A 2022 digital-assets law; global exchanges and SEPA-connected platforms.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P · OKX P2P · Bybit P2P · Paxful · NoOnes

3 Crypto cards

RedotPay · Bitget Wallet Card · Wirex (limited) · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Sell USDT / USDC for AOA (kwanza)

A 2024 law restricts unlicensed activity and mining, but holding and P2P trading continue. Binance P2P lists AOA with Multicaixa Express and bank transfer; Yellow Card does not yet serve Angola, so P2P is the route.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — Multicaixa Express, bank transfer · Paxful · NoOnes · Telegram / WhatsApp OTC groups

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Zypto · Ether.fi Cash

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

Multicaixa Express · Bank transfer (AOA)

Sell USDT / USDC for XCD (EC dollar)

The 2020 Digital Assets Business Act licenses providers; the market is small. Coinbase and Kraken serve residents; P2P for a bank transfer via Binance P2P.

1 Exchange → bank

Global Coinbase · Kraken · Binance · OKX

2 Peer-to-peer

Binance P2P — bank transfer

3 Crypto cards

RedotPay · Bitget Wallet Card · MetaMask Card · Kast · Ether.fi Cash · Zypto

5 Large amounts

OTC desks in Buenos Aires, São Paulo, Mexico City and Panama City · Dubai, for very large amounts

Money arrives by

Bank transfer (XCD)

Sell USDT / USDC for ARS (peso)

Stablecoins are everyday money here. Lemon, Belo, Ripio, Buenbit and Binance P2P sell for pesos to a bank or a prepaid card; many people simply hold USDT and spend from it.

1 Exchange → bank

Local Lemon Cash · Belo · Ripio · Buenbit · SatoshiTango · Let'sBit · Bitso Argentina · Binance Argentina
Global OKX · Bybit

2 Peer-to-peer

Binance P2P · OKX P2P

3 Crypto cards

Lemon Card · Belo Card · Ripio Card · Bybit Card · MetaMask Card · RedotPay · Kast · Ether.fi Cash · Zypto · Dolar App · Takenos · Buenbit Card

5 Large amounts

OTC desks in Buenos Aires, São Paulo, Mexico City and Panama City · Dubai, for very large amounts

Money arrives by

CBU / CVU bank transfer (ARS) · Mercado Pago

Stablecoins

USDT is everyday money; many people simply hold and spend from a stablecoin card (Lemon, Belo).

Sell USDT / USDC for AMD (dram)

A crypto-asset law passed in 2025; global exchanges and P2P for a dram transfer.

1 Exchange → bank

Global Binance · OKX · Bybit

2 Peer-to-peer

Binance P2P

3 Crypto cards

RedotPay · Bitget Wallet Card · Kast · Karta · OneKey Card · Ether.fi Cash · Zypto

5 Large amounts

Dubai · Istanbul · Tbilisi

Money arrives by

Bank transfer (AMD) · Idram

Sell USDT / USDC for AWG (florin)

Kingdom of the Netherlands; tolerated. Coinbase, Kraken and Bitvavo serve residents; P2P for a bank transfer via Binance P2P.

1 Exchange → bank

Global Coinbase · Kraken · Bitvavo · Binance

2 Peer-to-peer

Binance P2P — bank transfer

3 Crypto cards

RedotPay · Bitget Wallet Card · MetaMask Card · Kast · Ether.fi Cash · Zypto

5 Large amounts

OTC desks in Buenos Aires, São Paulo, Mexico City and Panama City · Dubai, for very large amounts

Money arrives by

Bank transfer (AWG / USD)

Sell USDT / USDC for AUD (dollar)

AUSTRAC-registered exchanges (Coinbase, Kraken, Swyftx, CoinSpot, Independent Reserve) with AUD withdrawal by PayID, usually instant.

1 Exchange → bank

Local Swyftx · CoinSpot · Independent Reserve · BTC Markets · CoinJar · Digital Surge · Binance Australia · Coinbase · Kraken

2 Peer-to-peer

Binance P2P · LocalCoinSwap

3 Crypto cards

Crypto.com Visa · Bybit Card · Wirex · CoinJar Card · Zypto · Ether.fi Cash

4 Cash & counters

Two-way Bitcoin ATMs

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

PayID / Osko (instant) · NPP bank transfer

Stablecoins

USDT and USDC both listed. Capital-gains tax applies; exchanges report to the ATO.

Sell USDT / USDC for EUR

MiCA applies. Bitpanda is based here; Coinbase and Kraken pay out by SEPA. USDT is delisted on most EU venues — use USDC.

1 Exchange → bank

Local Bitpanda
Global Coinbase · Kraken · Bitstamp · Bitvavo · Bitpanda · Crypto.com · OKX · Bybit

2 Peer-to-peer

Binance P2P (limited in the EU) · LocalCoinSwap

3 Crypto cards

Crypto.com Visa · Bybit Card · Nexo Card · Wirex · Gnosis Pay · MetaMask Card · Bitpanda Card · KuCoin Card · Bitget Wallet Card · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

4 Cash & counters

Two-way Bitcoin ATMs

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

SEPA Instant

Stablecoins

USDT is delisted on most MiCA-licensed venues; be paid in USDC on Polygon, or convert USDT elsewhere first.

Sell USDT / USDC for AZN (manat)

Neither regulated nor prohibited. Cash-out is mostly peer-to-peer on a global exchange for a local bank or mobile-money transfer; check current rules before relying on it.

1 Exchange → bank

Global Binance · OKX · Bybit

2 Peer-to-peer

Binance P2P

3 Crypto cards

RedotPay · Bitget Wallet Card · Kast · Karta · OneKey Card · Ether.fi Cash · Zypto

5 Large amounts

Dubai · Istanbul · Tbilisi

Money arrives by

Bank transfer (AZN) · M10

Sell USDT / USDC for BSD (dollar)

The DARE Act licenses exchanges. Coinbase and Kraken serve residents; P2P for a bank transfer via Binance P2P.

1 Exchange → bank

Global Coinbase · Kraken · Binance · OKX

2 Peer-to-peer

Binance P2P — bank transfer

3 Crypto cards

RedotPay · Bitget Wallet Card · MetaMask Card · Kast · Ether.fi Cash · Zypto

5 Large amounts

OTC desks in Buenos Aires, São Paulo, Mexico City and Panama City · Dubai, for very large amounts

Money arrives by

Bank transfer (BSD / USD)

Sell USDT / USDC for BHD (dinar)

Central Bank-licensed exchanges (Rain, CoinMENA) with BHD bank withdrawal.

1 Exchange → bank

Local Rain · CoinMENA · Binance Bahrain · ARP Digital
Global Kraken

2 Peer-to-peer

Binance P2P

3 Crypto cards

RedotPay · Bitget Wallet Card · Reap Card · Karta · Kast · Zypto · OneKey Card

5 Large amounts

Dubai · Istanbul

Money arrives by

Bank transfer (BHD) · BenefitPay

Sell USDT / USDC for BDT (taka)

Not permitted by Bangladesh Bank, so there are no local exchanges. The P2P market is nonetheless large: Binance P2P lists BDT with bKash, Nagad, Rocket and bank transfer, and Paxful and NoOnes have many Bangladeshi traders. Freelancers receiving USDT are the biggest users.

2 Peer-to-peer

Binance P2P — bKash, Nagad, Rocket, bank transfer · Paxful · NoOnes · Telegram / WhatsApp OTC groups

3 Crypto cards

RedotPay · Bitget Wallet Card · Kast · Karta · OneKey Card · Ether.fi Cash · Zypto

5 Large amounts

Dubai (a short flight; a large South Asian OTC market) · Singapore

Money arrives by

bKash · Nagad · Rocket · Bank transfer (BDT)

Stablecoins

USDT on Tron dominates.

Sell USDT / USDC for BBD (dollar)

Lawful; the central bank has run a regulatory sandbox. Coinbase, Kraken and Bitt serve residents; P2P for a bank transfer via Binance P2P.

1 Exchange → bank

Local Bitt
Global Coinbase · Kraken · Binance

2 Peer-to-peer

Binance P2P — bank transfer

3 Crypto cards

RedotPay · Bitget Wallet Card · MetaMask Card · Kast · Ether.fi Cash · Zypto

5 Large amounts

OTC desks in Buenos Aires, São Paulo, Mexico City and Panama City · Dubai, for very large amounts

Money arrives by

Bank transfer (BBD)

Sell USDT / USDC for BYN (ruble)

Legal under the Hi-Tech Park regime, but several banks are sanctioned and many global platforms restrict Belarusian users.

1 Exchange → bank

Local Bynex · Free2ex · Whitebird (HTP-licensed)
Global Bybit · HTX

2 Peer-to-peer

Bybit P2P · HTX P2P

5 Large amounts

Dubai · Istanbul · Tbilisi

Money arrives by

ERIP · Card transfer (BYN)

Stablecoins

Some banks are sanctioned; check which venues still serve Belarusian users.

Sell USDT / USDC for EUR

MiCA applies; Coinbase, Kraken and Bitvavo pay out by SEPA. USDT delisted on most EU venues — use USDC.

1 Exchange → bank

Local Bitvavo · Bit4You
Global Coinbase · Kraken · Bitstamp · Bitvavo · Bitpanda · Crypto.com · OKX · Bybit

2 Peer-to-peer

Binance P2P (limited in the EU) · LocalCoinSwap

3 Crypto cards

Crypto.com Visa · Bybit Card · Nexo Card · Wirex · Gnosis Pay · MetaMask Card · Bitpanda Card · KuCoin Card · Bitget Wallet Card · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

SEPA Instant · Bancontact

Stablecoins

USDT is delisted on most MiCA-licensed venues; be paid in USDC on Polygon, or convert USDT elsewhere first.

Sell USDT / USDC for BZD (dollar)

Unregulated; tolerated. Global exchanges serve residents; P2P for a bank transfer via Binance P2P or Telegram groups.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget · Coinbase

2 Peer-to-peer

Binance P2P — bank transfer · Telegram / WhatsApp OTC groups

3 Crypto cards

RedotPay · Bitget Wallet Card · MetaMask Card · Kast · Ether.fi Cash · Zypto

5 Large amounts

OTC desks in Buenos Aires, São Paulo, Mexico City and Panama City · Dubai, for very large amounts

Money arrives by

Bank transfer (BZD)

Sell USDT / USDC for XOF (CFA franc)

A WAEMU member: not prohibited, not regulated. Cash-out is peer-to-peer for a mobile-money transfer — Binance P2P and NoOnes list XOF with MTN MoMo and Moov Money; Yellow Card serves Benin with direct mobile-money payout.

1 Exchange → bank

Local Yellow Card
Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — MTN MoMo, Moov Money · NoOnes · Paxful · Yellow Card

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

MTN Mobile Money · Moov Money · Bank transfer (XOF)

Sell USDT / USDC for BMD (dollar)

The Digital Asset Business Act licenses providers; a well-regulated small market.

1 Exchange → bank

Global Coinbase · Kraken · Bitstamp

2 Peer-to-peer

LocalCoinSwap

3 Crypto cards

RedotPay · Bitget Wallet Card · Wirex (limited) · Zypto · Ether.fi Cash

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

Bank transfer

Sell USDT / USDC for BTN (ngultrum)

The state mines bitcoin; retail rules are thin. Global exchanges serve residents; P2P for a bank transfer via Binance P2P, or through Indian rails.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — bank transfer

3 Crypto cards

RedotPay · Bitget Wallet Card · Kast · Karta · OneKey Card · Ether.fi Cash · Zypto

5 Large amounts

Dubai (a short flight; a large South Asian OTC market) · Singapore

Money arrives by

Bank transfer (BTN / INR)

Sell USDT / USDC for BOB (boliviano)

The 2014 ban was lifted in 2024 and the central bank now regulates; volumes jumped immediately. Binance, Bitso and OKX serve residents; Binance P2P lists BOB with bank transfer and QR Simple.

1 Exchange → bank

Global Binance · Bitso · OKX · Bybit

2 Peer-to-peer

Binance P2P — bank transfer, QR Simple · OKX P2P

3 Crypto cards

RedotPay · Bitget Wallet Card · MetaMask Card · Kast · Ether.fi Cash · Zypto

5 Large amounts

OTC desks in Buenos Aires, São Paulo, Mexico City and Panama City · Dubai, for very large amounts

Money arrives by

Bank transfer (BOB) · QR Simple

Stablecoins

USDT dominates.

Sell USDT / USDC for BAM (mark)

Unregulated; tolerated. Global exchanges serve residents; Binance P2P lists BAM with bank transfer.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget · Kraken · Coinbase

2 Peer-to-peer

Binance P2P — bank transfer

3 Crypto cards

RedotPay · Bitget Wallet Card · Wirex (limited) · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

Bank transfer (BAM)

Sell USDT / USDC for BWP (pula)

A 2022 Virtual Assets Act licenses providers; the market is small and most people use global exchanges. Yellow Card serves Botswana; Binance P2P lists BWP with bank transfer and Orange Money.

1 Exchange → bank

Local Yellow Card
Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — bank transfer, Orange Money · Yellow Card · Paxful

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

Bank transfer (BWP) · Orange Money

Sell USDT / USDC for BRL (real)

Regulated by the central bank. Mercado Bitcoin, Bitso, Foxbit and Binance sell USDT or USDC for BRL with instant Pix withdrawal. Brazil is one of the largest stablecoin markets in the world.

1 Exchange → bank

Local Mercado Bitcoin · Bitso · Foxbit · NovaDAX · Ripio · Binance Brasil · Coinbase Brasil · Bybit Brasil
Global Kraken · OKX

2 Peer-to-peer

Binance P2P · Bitso P2P

3 Crypto cards

Crypto.com Visa · Bybit Card · MetaMask Card · Ripio Card · Lemon Card · RedotPay · Kast · Ether.fi Cash · Zypto · Dolar App

5 Large amounts

OTC desks in Buenos Aires, São Paulo, Mexico City and Panama City · Dubai, for very large amounts

Money arrives by

Pix (instant) · TED

Stablecoins

USDT and USDC both widely listed; Pix withdrawal is instant.

Sell USDT / USDC for USD

The 2022 VASP Act licenses providers.

1 Exchange → bank

Global Coinbase · Kraken · Bitstamp

2 Peer-to-peer

LocalCoinSwap

3 Crypto cards

RedotPay · Bitget Wallet Card · Wirex (limited) · Zypto · Ether.fi Cash

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

Bank transfer

Sell USDT / USDC for BND (dollar)

Not banned, but the authorities warn against it and banks do not support it; P2P only.

1 Exchange → bank

Global Binance · OKX

2 Peer-to-peer

Binance P2P

3 Crypto cards

RedotPay · Bitget Wallet Card · Kast · Karta · OneKey Card · Ether.fi Cash · Zypto

5 Large amounts

Singapore (licensed OTC, bank settlement) · Hong Kong (OTC shops, cash) · Dubai

Money arrives by

Bank transfer (BND)

Sell USDT / USDC for BGN (lev)

MiCA applies; SEPA withdrawal via Coinbase, Kraken and local platforms. Use USDC in the EU.

1 Exchange → bank

Global Coinbase · Kraken · Bitstamp · Bitvavo · Bitpanda · Crypto.com · OKX · Bybit

2 Peer-to-peer

Binance P2P (limited in the EU) · LocalCoinSwap

3 Crypto cards

Crypto.com Visa · Bybit Card · Nexo Card · Wirex · Gnosis Pay · MetaMask Card · Bitpanda Card · KuCoin Card · Bitget Wallet Card · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

Bank transfer (BGN)

Stablecoins

USDT is delisted on most MiCA-licensed venues; be paid in USDC on Polygon, or convert USDT elsewhere first.

Sell USDT / USDC for XOF (CFA franc)

WAEMU member; tolerated, unregulated. Peer-to-peer for Orange Money, Moov Money or Wave — Binance P2P and NoOnes list XOF; Yellow Card serves Burkina Faso.

1 Exchange → bank

Local Yellow Card
Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — Orange Money, Moov, Wave · NoOnes · Yellow Card

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

Orange Money · Moov Money · Wave

Sell USDT / USDC for BIF (franc)

Not permitted by the central bank since 2022. People who exchange do so peer-to-peer for a Lumicash or EcoCash Burundi transfer, mostly through Binance P2P (BIF is listed) and Telegram groups; volumes are small.

2 Peer-to-peer

Binance P2P — Lumicash, EcoCash, bank transfer · Paxful · Telegram / WhatsApp OTC groups

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Zypto · Ether.fi Cash

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

Lumicash · EcoCash · Bank transfer (BIF)

Sell USDT / USDC for KHR / USD

Banks were barred in 2018; since late 2024 licensed banks may handle approved stablecoins, so the position is opening. In practice P2P for a bank or Wing/ABA transfer, and USDT changes hands widely in the informal economy.

1 Exchange → bank

Global Binance · OKX · Bybit

2 Peer-to-peer

Binance P2P · OKX P2P · OTC traders

3 Crypto cards

RedotPay · Bitget Wallet Card · Kast · Karta · OneKey Card · Ether.fi Cash · Zypto

5 Large amounts

Singapore (licensed OTC, bank settlement) · Hong Kong (OTC shops, cash) · Dubai

Money arrives by

ABA Bank · Wing · Bakong

Stablecoins

USDT changes hands widely; licensed banks may now handle approved stablecoins.

Sell USDT / USDC for XAF (CFA franc)

The CEMAC banking regulator bars financial institutions from crypto, but retail P2P is very active. Binance P2P and NoOnes list XAF with MTN MoMo and Orange Money; Yellow Card pays out directly to mobile money; Ejara is a Cameroonian app for savings and crypto.

1 Exchange → bank

Local Yellow Card · Ejara
Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — MTN MoMo, Orange Money · NoOnes · Paxful · Yellow Card

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

MTN Mobile Money · Orange Money

Sell USDT / USDC for CAD (dollar)

CSA-registered platforms (Coinbase, Kraken, Wealthsimple Crypto, Newton, Bitbuy) withdraw by Interac e-Transfer. Most Canadian platforms do not offer USDT; USDC is widely supported. Be paid in USDC, or convert USDT elsewhere.

1 Exchange → bank

Local Shakepay · Newton · Bitbuy · Coinsquare · Netcoins · NDAX · Wealthsimple Crypto · Coinberry · CoinSmart (now part of Coinsquare)
Global Kraken · Coinbase · Crypto.com

2 Peer-to-peer

Bitbuy P2P is gone; use LocalCoinSwap or a global P2P venue that accepts Canadians

3 Crypto cards

Crypto.com Visa · Shakepay Card (prepaid Visa) · Moon (virtual) · Zypto

4 Cash & counters

Two-way Bitcoin ATMs (Localcoin, Bitcoin Depot, HoneyBadger)

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

Interac e-Transfer · EFT · Wire

Stablecoins

Most Canadian platforms cannot offer USDT under CSA rules; USDC is listed on Coinbase, Kraken, NDAX and Newton. Be paid in USDC, or swap USDT to USDC on a global exchange before withdrawing. Gains are taxed as capital gains.

Sell USDT / USDC for CVE (escudo)

Tolerated and unregulated; a small market. Global exchanges serve residents, and P2P for a bank or Vinti4 transfer is arranged on Binance P2P or in Telegram groups.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — bank transfer · Telegram / WhatsApp OTC groups

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Zypto · Ether.fi Cash

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

Bank transfer (CVE) · Vinti4

Sell USDT / USDC for KYD (dollar)

The VASP Act licenses providers; a major exchange domicile.

1 Exchange → bank

Global Coinbase · Kraken · Bitstamp

2 Peer-to-peer

LocalCoinSwap

3 Crypto cards

RedotPay · Bitget Wallet Card · Wirex (limited) · Zypto · Ether.fi Cash

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

Bank transfer

Sell USDT / USDC for XAF (CFA franc)

Bitcoin was briefly legal tender in 2022 and repealed in 2023; CEMAC rules now apply and there is almost no local infrastructure. What exists is peer-to-peer for Orange Money or cash through regional traders in Bangui.

2 Peer-to-peer

Binance P2P — Orange Money (limited) · Telegram / WhatsApp OTC groups

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Zypto · Ether.fi Cash

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

Orange Money · Cash

Sell USDT / USDC for XAF (CFA franc)

CEMAC member; banks are barred from crypto and the market is tiny. Peer-to-peer for Airtel Money or Moov Money via Binance P2P or Telegram groups.

2 Peer-to-peer

Binance P2P — Airtel Money, Moov · Telegram / WhatsApp OTC groups

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Zypto · Ether.fi Cash

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

Airtel Money · Moov Money

Sell USDT / USDC for CLP (peso)

Buda, CryptoMKT and Binance withdraw to CLP bank accounts under the 2023 fintech law.

1 Exchange → bank

Local Buda · CryptoMKT · Orionx · Binance Chile
Global Kraken · OKX

2 Peer-to-peer

Binance P2P

3 Crypto cards

RedotPay · Bitget Wallet Card · MetaMask Card · Kast · Ether.fi Cash · Zypto

5 Large amounts

OTC desks in Buenos Aires, São Paulo, Mexico City and Panama City · Dubai, for very large amounts

Money arrives by

Bank transfer (CLP)

Sell USDT / USDC for CNY (yuan)

Exchange services have not been permitted since 2021 and banks do not support crypto. What people actually do: sell USDT to over-the-counter traders (“U商”) who pay by bank transfer, Alipay or WeChat; use OTC counters and shops in Hong Kong; or cash out through a relative or company abroad. Bank cards receiving such transfers are frequently frozen (“冻卡”).

2 Peer-to-peer

OTC traders (“U商”) paid by bank transfer, Alipay or WeChat · Hong Kong OTC counters · Binance P2P / OKX P2P (where accessible)

3 Crypto cards

RedotPay (can be linked to Alipay and WeChat Pay) · Bitget Wallet Card · Kast · Karta · OneKey Card · Ether.fi Cash · Zypto

4 Cash & counters

OTC traders (cash meet-ups in major cities)

5 Large amounts

Hong Kong (OTC shops, cash HKD/USD) · Singapore (licensed OTC, bank settlement) · Dubai

Money arrives by

Bank transfer (CNY) · Alipay · WeChat Pay

Stablecoins

USDT on Tron is the asset that changes hands; people choose counterparties carefully because receiving cards can be frozen.

Sell USDT / USDC for COP (peso)

Not prohibited; a regulatory bill has been in progress for years. Binance P2P and local platforms pay out to a peso bank account; heavy USDT use.

1 Exchange → bank

Local Bitso Colombia · Buda · Panda Exchange · Binance Colombia
Global OKX · Bybit

2 Peer-to-peer

Binance P2P (very active) · OKX P2P

3 Crypto cards

MetaMask Card · RedotPay · Bitget Wallet Card · Kast · Ether.fi Cash · Zypto · Dolar App

5 Large amounts

OTC desks in Buenos Aires, São Paulo, Mexico City and Panama City · Dubai, for very large amounts

Money arrives by

Nequi · Bancolombia transfer · PSE

Stablecoins

USDT via P2P to Nequi or Bancolombia is the everyday route.

Sell USDT / USDC for KMF (franc)

Unregulated and very small. Residents use a global exchange or P2P for an MVola-style mobile transfer through regional traders.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P (limited) · Telegram / WhatsApp OTC groups

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

Bank transfer (KMF) · Mobile money

Sell USDT / USDC for CDF (franc)

The central bank has warned against crypto and banks avoid it, but P2P is busy, mostly in USD. Binance P2P lists both CDF and USD with M-Pesa, Airtel Money and Orange Money; Yellow Card serves the DRC.

1 Exchange → bank

Local Yellow Card
Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — M-Pesa, Airtel Money, Orange Money (CDF and USD) · Yellow Card · NoOnes · Paxful

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

M-Pesa · Airtel Money · Orange Money · Cash USD

Sell USDT / USDC for XAF (CFA franc)

CEMAC member; banks are barred from crypto. Peer-to-peer for MTN MoMo or Airtel Money is the everyday route — Binance P2P lists XAF and Yellow Card serves the Republic of Congo.

1 Exchange → bank

Local Yellow Card
Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — MTN MoMo, Airtel Money · Yellow Card · NoOnes

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

MTN Mobile Money · Airtel Money

Sell USDT / USDC for CRC (colón)

Tolerated; a crypto bill has been in progress for years. Binance P2P lists CRC with SINPE Móvil; Coinbase, Kraken and Bitso serve residents.

1 Exchange → bank

Global Binance · Bitso · Coinbase · Kraken · OKX

2 Peer-to-peer

Binance P2P — SINPE Móvil, bank transfer

3 Crypto cards

RedotPay · Bitget Wallet Card · MetaMask Card · Kast · Ether.fi Cash · Zypto

5 Large amounts

OTC desks in Buenos Aires, São Paulo, Mexico City and Panama City · Dubai, for very large amounts

Money arrives by

SINPE Móvil · Bank transfer (CRC)

Sell USDT / USDC for XOF (CFA franc)

WAEMU member; tolerated, unregulated, and one of the most active P2P markets in francophone Africa. Wave and Orange Money are the rails: Binance P2P and NoOnes list XOF; Yellow Card pays out to mobile money directly.

1 Exchange → bank

Local Yellow Card
Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — Wave, Orange Money, MTN MoMo · NoOnes · Paxful · Yellow Card

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

Wave · Orange Money · MTN Mobile Money

Sell USDT / USDC for EUR

MiCA applies; SEPA withdrawal. Use USDC in the EU.

1 Exchange → bank

Local Kriptomat · Electrocoin
Global Coinbase · Kraken · Bitstamp · Bitvavo · Bitpanda · Crypto.com · OKX · Bybit

2 Peer-to-peer

Binance P2P (limited in the EU) · LocalCoinSwap

3 Crypto cards

Crypto.com Visa · Bybit Card · Nexo Card · Wirex · Gnosis Pay · MetaMask Card · Bitpanda Card · KuCoin Card · Bitget Wallet Card · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

SEPA Instant

Stablecoins

USDT is delisted on most MiCA-licensed venues; be paid in USDC on Polygon, or convert USDT elsewhere first.

Sell USDT / USDC for CUP (peso)

Sanctioned by the United States (not by the United Nations), so most global platforms do not serve Cuba. The central bank licenses a few local providers, and peer-to-peer trading through Telegram groups for a CUP or MLC transfer is common.

1 Exchange → bank

Local QvaPay · BCC-licensed local providers

2 Peer-to-peer

Telegram-group P2P · QvaPay P2P

5 Large amounts

OTC desks in Buenos Aires, São Paulo, Mexico City and Panama City · Dubai, for very large amounts

Money arrives by

CUP / MLC transfer · Transfermóvil

Sell USDT / USDC for ANG (guilder)

Neither regulated nor prohibited. Cash-out is mostly peer-to-peer on a global exchange for a local bank or mobile-money transfer; check current rules before relying on it.

1 Exchange → bank

Global Coinbase · Kraken · Bitstamp

2 Peer-to-peer

LocalCoinSwap

3 Crypto cards

RedotPay · Bitget Wallet Card · MetaMask Card · Kast · Ether.fi Cash · Zypto

5 Large amounts

OTC desks in Buenos Aires, São Paulo, Mexico City and Panama City · Dubai, for very large amounts

Money arrives by

Bank transfer

Sell USDT / USDC for EUR

MiCA applies; several exchanges are CySEC-registered. Use USDC in the EU.

1 Exchange → bank

Local eToro (EU)
Global Coinbase · Kraken · Bitstamp · Bitvavo · Bitpanda · Crypto.com · OKX · Bybit

2 Peer-to-peer

Binance P2P (limited in the EU) · LocalCoinSwap

3 Crypto cards

Crypto.com Visa · Bybit Card · Nexo Card · Wirex · Gnosis Pay · MetaMask Card · Bitpanda Card · KuCoin Card · Bitget Wallet Card · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

SEPA Instant

Stablecoins

USDT is delisted on most MiCA-licensed venues; be paid in USDC on Polygon, or convert USDT elsewhere first.

Sell USDT / USDC for CZK (koruna)

MiCA applies; SEPA withdrawal. Use USDC in the EU.

1 Exchange → bank

Local Coinmate · Anycoin
Global Coinbase · Kraken · Bitstamp · Bitvavo · Bitpanda · Crypto.com · OKX · Bybit

2 Peer-to-peer

Binance P2P (limited in the EU) · LocalCoinSwap

3 Crypto cards

Crypto.com Visa · Bybit Card · Nexo Card · Wirex · Gnosis Pay · MetaMask Card · Bitpanda Card · KuCoin Card · Bitget Wallet Card · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

Bank transfer (CZK)

Stablecoins

USDT is delisted on most MiCA-licensed venues; be paid in USDC on Polygon, or convert USDT elsewhere first.

Sell USDT / USDC for DKK (krone)

MiCA applies; Coinbase and Kraken pay out to a Danish bank. Use USDC in the EU.

1 Exchange → bank

Local Coinify
Global Coinbase · Kraken · Bitstamp · Bitvavo · Bitpanda · Crypto.com · OKX · Bybit

2 Peer-to-peer

Binance P2P (limited in the EU) · LocalCoinSwap

3 Crypto cards

Crypto.com Visa · Bybit Card · Nexo Card · Wirex · Gnosis Pay · MetaMask Card · Bitpanda Card · KuCoin Card · Bitget Wallet Card · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

Bank transfer (DKK) · MobilePay (Coinify)

Stablecoins

USDT is delisted on most MiCA-licensed venues; be paid in USDC on Polygon, or convert USDT elsewhere first.

Sell USDT / USDC for DJF (franc)

Unregulated and small. Global exchanges serve residents; P2P for a D-Money or Waafi transfer is arranged in Telegram groups or on Binance P2P.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P (limited) · Telegram / WhatsApp OTC groups

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

D-Money · Waafi · Bank transfer (DJF)

Sell USDT / USDC for XCD (EC dollar)

Tolerated and small. Coinbase and Kraken serve residents; P2P via Binance P2P for a bank transfer.

1 Exchange → bank

Global Coinbase · Kraken · Binance

2 Peer-to-peer

Binance P2P — bank transfer

3 Crypto cards

RedotPay · Bitget Wallet Card · MetaMask Card · Kast · Ether.fi Cash · Zypto

5 Large amounts

OTC desks in Buenos Aires, São Paulo, Mexico City and Panama City · Dubai, for very large amounts

Money arrives by

Bank transfer (XCD)

Sell USDT / USDC for DOP (peso)

Not legal tender and not prohibited; the central bank has warned only. Binance P2P lists DOP with bank transfer; Coinbase and OKX serve residents.

1 Exchange → bank

Global Binance · OKX · Bybit · Coinbase

2 Peer-to-peer

Binance P2P — Banreservas, Popular, BHD transfers · OKX P2P

3 Crypto cards

RedotPay · Bitget Wallet Card · MetaMask Card · Kast · Ether.fi Cash · Zypto

5 Large amounts

OTC desks in Buenos Aires, São Paulo, Mexico City and Panama City · Dubai, for very large amounts

Money arrives by

Bank transfer (DOP)

Sell USDT / USDC for USD (dollar)

Crypto cannot be used as payment, but holding and trading are tolerated and the dollar economy makes P2P easy. Binance P2P lists USD with Pichincha, Guayaquil and Produbanco transfers; Bitso and OKX serve residents.

1 Exchange → bank

Global Binance · Bitso · OKX · Bybit

2 Peer-to-peer

Binance P2P — Pichincha, Guayaquil, Produbanco transfers · OKX P2P

3 Crypto cards

RedotPay · Bitget Wallet Card · MetaMask Card · Kast · Ether.fi Cash · Zypto

5 Large amounts

OTC desks in Buenos Aires, São Paulo, Mexico City and Panama City · Dubai, for very large amounts

Money arrives by

Bank transfer (USD) · Deuna

Sell USDT / USDC for EGP (pound)

The central bank requires a licence that has not been issued, so there are no local exchanges. The P2P market is large regardless: Binance P2P lists EGP with Vodafone Cash, InstaPay and bank transfer, and Paxful and NoOnes have many Egyptian traders. Cairo and Alexandria also have cash OTC traders reached through Telegram.

2 Peer-to-peer

Binance P2P — Vodafone Cash, InstaPay, bank transfer · Paxful · NoOnes · Telegram / WhatsApp OTC groups

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Kast · Zypto · OneKey Card

4 Cash & counters

Cash traders in Cairo and Alexandria

5 Large amounts

Dubai · Istanbul

Money arrives by

Vodafone Cash · InstaPay · Bank transfer (EGP) · Cash

Stablecoins

USDT on Tron dominates.

Sell USDT / USDC for USD (dollar)

Bitcoin’s legal-tender status was wound back in 2025, but a digital-assets law licenses providers and stablecoins are widely used; bank withdrawal is straightforward.

1 Exchange → bank

Local Bitso El Salvador · Binance El Salvador · Ditobanx · Chivo (wallet)
Global OKX · Bybit · Coinbase

2 Peer-to-peer

Binance P2P

3 Crypto cards

RedotPay · Bitget Wallet Card · MetaMask Card · Kast · Ether.fi Cash · Zypto

4 Cash & counters

Bitcoin ATMs (Chivo)

5 Large amounts

OTC desks in Buenos Aires, São Paulo, Mexico City and Panama City · Dubai, for very large amounts

Money arrives by

Bank transfer (USD) · Transfer365

Stablecoins

USDT and USDC both licensed under the digital-assets law.

Sell USDT / USDC for XAF (CFA franc)

CEMAC member; banks are barred from crypto and the market is very small. P2P for a bank transfer or cash through Telegram groups.

2 Peer-to-peer

Binance P2P (limited) · Telegram / WhatsApp OTC groups

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Zypto · Ether.fi Cash

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

Bank transfer (XAF) · Cash

Sell USDT / USDC for ERN (nakfa)

No crypto infrastructure and tightly controlled banking; internet access is limited. Residents abroad use global exchanges; inside the country there is no practical route.

2 Peer-to-peer

Peer-to-peer, where available

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

Cash

Sell USDT / USDC for EUR

MiCA applies; a long-standing licensing regime. Use USDC in the EU.

1 Exchange → bank

Local Kriptomat
Global Coinbase · Kraken · Bitstamp · Bitvavo · Bitpanda · Crypto.com · OKX · Bybit

2 Peer-to-peer

Binance P2P (limited in the EU) · LocalCoinSwap

3 Crypto cards

Crypto.com Visa · Bybit Card · Nexo Card · Wirex · Gnosis Pay · MetaMask Card · Bitpanda Card · KuCoin Card · Bitget Wallet Card · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

SEPA Instant

Stablecoins

USDT is delisted on most MiCA-licensed venues; be paid in USDC on Polygon, or convert USDT elsewhere first.

Sell USDT / USDC for SZL (lilangeni)

Unregulated; the central bank has issued warnings only. Global exchanges serve residents, and Luno and VALR in neighbouring South Africa are widely used; P2P for a MoMo transfer via Binance P2P.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget · Luno (via South Africa) · VALR

2 Peer-to-peer

Binance P2P — MTN MoMo, bank transfer · Paxful

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

MTN Mobile Money · Bank transfer (SZL)

Sell USDT / USDC for ETB (birr)

Not permitted by the national bank since 2022, apart from state-licensed mining. People who exchange do so peer-to-peer for a Telebirr or CBE Birr transfer — Paxful and NoOnes list ETB, Binance P2P has limited ETB pairs, and Telegram groups are the main venue.

2 Peer-to-peer

Paxful — Telebirr, CBE · NoOnes · Binance P2P (limited) · Telegram / WhatsApp OTC groups

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

Telebirr · CBE Birr · Bank transfer (ETB)

Sell USDT / USDC for DKK (krone)

Licensed exchanges pay out to a local bank account; the large global exchanges also serve residents.

1 Exchange → bank

Global Coinbase · Kraken · Bitstamp

2 Peer-to-peer

LocalCoinSwap

3 Crypto cards

RedotPay · Bitget Wallet Card · Wirex (limited) · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

Bank transfer

Sell USDT / USDC for FJD (dollar)

The Reserve Bank prohibits using the banking system for crypto; P2P only.

1 Exchange → bank

Global Binance · OKX

2 Peer-to-peer

Binance P2P

3 Crypto cards

RedotPay · Bitget Wallet Card · Wirex (limited) · Zypto · Ether.fi Cash

5 Large amounts

Singapore · Hong Kong

Money arrives by

M-PAiSA · Bank transfer (FJD)

Sell USDT / USDC for EUR

MiCA applies; SEPA withdrawal. Use USDC in the EU.

1 Exchange → bank

Local Coinmotion · Northcrypto
Global Coinbase · Kraken · Bitstamp · Bitvavo · Bitpanda · Crypto.com · OKX · Bybit

2 Peer-to-peer

Binance P2P (limited in the EU) · LocalCoinSwap

3 Crypto cards

Crypto.com Visa · Bybit Card · Nexo Card · Wirex · Gnosis Pay · MetaMask Card · Bitpanda Card · KuCoin Card · Bitget Wallet Card · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

SEPA Instant

Stablecoins

USDT is delisted on most MiCA-licensed venues; be paid in USDC on Polygon, or convert USDT elsewhere first.

Sell USDT / USDC for EUR

MiCA applies; Coinbase, Kraken and Bitstamp pay out by SEPA. USDT is delisted on most EU venues — use USDC.

1 Exchange → bank

Local Coinhouse · Paymium · Bitpanda
Global Coinbase · Kraken · Bitstamp · Bitvavo · Bitpanda · Crypto.com · OKX · Bybit

2 Peer-to-peer

Binance P2P (limited in the EU) · LocalCoinSwap

3 Crypto cards

Crypto.com Visa · Bybit Card · Nexo Card · Wirex · Gnosis Pay · MetaMask Card · Bitpanda Card · KuCoin Card · Bitget Wallet Card · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

SEPA Instant

Stablecoins

USDT is delisted on most MiCA-licensed venues; be paid in USDC on Polygon, or convert USDT elsewhere first.

Sell USDT / USDC for XAF (CFA franc)

CEMAC member; banks are barred from crypto. P2P for Airtel Money or Moov Money via Binance P2P; Yellow Card serves Gabon.

1 Exchange → bank

Local Yellow Card
Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — Airtel Money, Moov · Yellow Card · NoOnes

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

Airtel Money · Moov Money

Sell USDT / USDC for GMD (dalasi)

Unregulated; the central bank has warned only. Global exchanges serve residents; P2P for a Wave, QMoney or bank transfer through Binance P2P and Telegram groups.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — Wave, bank transfer · Paxful · Telegram / WhatsApp OTC groups

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

Wave · QMoney · Bank transfer (GMD)

Sell USDT / USDC for GEL (lari)

A 2023 law licenses virtual-asset providers; global exchanges and P2P for a lari transfer.

1 Exchange → bank

Local Cryptal · Bitnet
Global Binance · OKX · Bybit · Kraken

2 Peer-to-peer

Binance P2P · OKX P2P

3 Crypto cards

RedotPay · Bitget Wallet Card · Kast · Karta · OneKey Card · Ether.fi Cash · Zypto

4 Cash & counters

Exchange offices in Tbilisi

5 Large amounts

Tbilisi exchange offices (home market) · Dubai · Istanbul

Money arrives by

Bank of Georgia / TBC transfer (GEL)

Sell USDT / USDC for EUR

MiCA applies and BaFin licenses providers; Coinbase, Kraken, Bitpanda and others pay out by SEPA. USDT is delisted on most EU venues — use USDC.

1 Exchange → bank

Local Bitpanda · Bison (Boerse Stuttgart) · Bitcoin.de · Trade Republic (crypto)
Global Coinbase · Kraken · Bitstamp · Bitvavo · Bitpanda · Crypto.com · OKX · Bybit

2 Peer-to-peer

Binance P2P (limited in the EU) · LocalCoinSwap

3 Crypto cards

Crypto.com Visa · Bybit Card · Nexo Card · Wirex · Gnosis Pay · MetaMask Card · Bitpanda Card · KuCoin Card · Bitget Wallet Card · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

4 Cash & counters

Two-way Bitcoin ATMs (limited)

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

SEPA Instant · Sofort

Stablecoins

USDT is delisted on most MiCA-licensed venues; be paid in USDC on Polygon, or convert USDT elsewhere first.

Sell USDT / USDC for GHS (cedi)

Banks are barred from crypto and a licensing regime is only now being set up, yet Ghana is one of Africa's most active P2P markets. Binance P2P and NoOnes list GHS with MTN MoMo, Telecel Cash and bank transfer; Yellow Card and Bitnob pay out to mobile money directly.

1 Exchange → bank

Local Yellow Card · Bitnob
Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — MTN MoMo, Telecel Cash, bank transfer · NoOnes · Paxful · Yellow Card

3 Crypto cards

RedotPay · Bitnob · Chipper Cash · Bitget Wallet Card · Karta · Zypto · Payday

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

MTN Mobile Money · Telecel Cash · AirtelTigo Money · Bank transfer (GHS)

Stablecoins

USDT on Tron is the everyday asset.

Sell USDT / USDC for GIP (pound)

A DLT licensing framework since 2018.

1 Exchange → bank

Global Coinbase · Kraken · Bitstamp

2 Peer-to-peer

LocalCoinSwap

3 Crypto cards

RedotPay · Bitget Wallet Card · Wirex (limited) · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

Bank transfer

Sell USDT / USDC for EUR

MiCA applies; SEPA withdrawal. Use USDC in the EU.

1 Exchange → bank

Local Bitpanda
Global Coinbase · Kraken · Bitstamp · Bitvavo · Bitpanda · Crypto.com · OKX · Bybit

2 Peer-to-peer

Binance P2P (limited in the EU) · LocalCoinSwap

3 Crypto cards

Crypto.com Visa · Bybit Card · Nexo Card · Wirex · Gnosis Pay · MetaMask Card · Bitpanda Card · KuCoin Card · Bitget Wallet Card · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

SEPA Instant

Stablecoins

USDT is delisted on most MiCA-licensed venues; be paid in USDC on Polygon, or convert USDT elsewhere first.

Sell USDT / USDC for DKK (krone)

Licensed exchanges pay out to a local bank account; the large global exchanges also serve residents.

1 Exchange → bank

Global Coinbase · Kraken · Bitstamp

2 Peer-to-peer

LocalCoinSwap

3 Crypto cards

RedotPay · Bitget Wallet Card · Wirex (limited) · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

Bank transfer

Sell USDT / USDC for XCD (EC dollar)

Tolerated and small. Coinbase and Kraken serve residents; P2P via Binance P2P.

1 Exchange → bank

Global Coinbase · Kraken · Binance

2 Peer-to-peer

Binance P2P — bank transfer

3 Crypto cards

RedotPay · Bitget Wallet Card · MetaMask Card · Kast · Ether.fi Cash · Zypto

5 Large amounts

OTC desks in Buenos Aires, São Paulo, Mexico City and Panama City · Dubai, for very large amounts

Money arrives by

Bank transfer (XCD)

Sell USDT / USDC for GTQ (quetzal)

Unregulated; tolerated. Binance P2P lists GTQ with Banrural and Banco Industrial transfers; Bitso and OKX serve residents.

1 Exchange → bank

Global Binance · Bitso · OKX · Bybit

2 Peer-to-peer

Binance P2P — Banrural, Banco Industrial transfers

3 Crypto cards

RedotPay · Bitget Wallet Card · MetaMask Card · Kast · Ether.fi Cash · Zypto

5 Large amounts

OTC desks in Buenos Aires, São Paulo, Mexico City and Panama City · Dubai, for very large amounts

Money arrives by

Bank transfer (GTQ)

Sell USDT / USDC for GBP

Licensed exchanges pay out to a local bank account; the large global exchanges also serve residents.

1 Exchange → bank

Global Coinbase · Kraken · Bitstamp

2 Peer-to-peer

LocalCoinSwap

3 Crypto cards

RedotPay · Bitget Wallet Card · Wirex (limited) · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

Bank transfer

Sell USDT / USDC for GNF (franc)

Unregulated. P2P for Orange Money or MTN MoMo via Binance P2P (GNF is listed) and Telegram groups.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — Orange Money, MTN MoMo · Telegram / WhatsApp OTC groups

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

Orange Money · MTN Mobile Money

Sell USDT / USDC for XOF (CFA franc)

WAEMU member; tolerated, tiny market. P2P for Orange Money through regional traders.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P (XOF) · Telegram / WhatsApp OTC groups

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

Orange Money · Bank transfer (XOF)

Sell USDT / USDC for GYD (dollar)

Unregulated; tolerated. Global exchanges serve residents; P2P for a bank or MMG transfer via Binance P2P.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget · Coinbase

2 Peer-to-peer

Binance P2P — bank transfer, MMG

3 Crypto cards

RedotPay · Bitget Wallet Card · MetaMask Card · Kast · Ether.fi Cash · Zypto

5 Large amounts

OTC desks in Buenos Aires, São Paulo, Mexico City and Panama City · Dubai, for very large amounts

Money arrives by

Bank transfer (GYD) · MMG

Sell USDT / USDC for HTG (gourde)

Unregulated; tolerated. P2P for a MonCash transfer or cash via Binance P2P and Telegram groups; global exchanges serve residents.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — MonCash, bank transfer · Telegram / WhatsApp OTC groups

3 Crypto cards

RedotPay · Bitget Wallet Card · MetaMask Card · Kast · Ether.fi Cash · Zypto

5 Large amounts

OTC desks in Buenos Aires, São Paulo, Mexico City and Panama City · Dubai, for very large amounts

Money arrives by

MonCash · Bank transfer (HTG) · Cash USD

Sell USDT / USDC for HNL (lempira)

Not regulated nationally; the Próspera zone has its own rules. Binance P2P lists HNL with Banco Atlántida, BAC and Tigo Money; Bitso and OKX serve residents.

1 Exchange → bank

Global Binance · Bitso · OKX · Bybit

2 Peer-to-peer

Binance P2P — BAC, Atlántida, Tigo Money

3 Crypto cards

RedotPay · Bitget Wallet Card · MetaMask Card · Kast · Ether.fi Cash · Zypto

5 Large amounts

OTC desks in Buenos Aires, São Paulo, Mexico City and Panama City · Dubai, for very large amounts

Money arrives by

Bank transfer (HNL) · Tigo Money

Sell USDT / USDC for HKD (dollar)

Licensed platforms (HashKey, OSL and other SFC-licensed exchanges) convert to HKD with bank withdrawal. Physical OTC counters that swap USDT for cash are everywhere and widely used; a licensing regime for them is being introduced. USDT on Tron is the most-traded asset over the counter.

1 Exchange → bank

Local HashKey Exchange · OSL · HKbitEX · PantherTrade · YAX · Bullish HK · Accumulus
Global Coinbase · Kraken · OKX · Bybit

2 Peer-to-peer

Physical OTC shops: Coinhero, One Satoshi, Crypto HK and many independents · Binance P2P

3 Crypto cards

RedotPay · Reap Card · Bitget Wallet Card · Kast · Karta · OneKey Card · Ether.fi Cash · Zypto

4 Cash & counters

Physical OTC counters (Coinhero, One Satoshi, Crypto HK and independents) · Two-way Bitcoin ATMs

5 Large amounts

You are in a hub: OTC shops pay cash HKD or USD within minutes

Money arrives by

FPS (instant) · Bank transfer (HKD) · Cash at OTC counters

Stablecoins

USDT on Tron is what the OTC counters trade most; USDC is available on licensed platforms. A licensing regime for OTC shops is being introduced.

Sell USDT / USDC for HUF (forint)

MiCA applies; SEPA withdrawal. Use USDC in the EU.

1 Exchange → bank

Local Bitpanda
Global Coinbase · Kraken · Bitstamp · Bitvavo · Bitpanda · Crypto.com · OKX · Bybit

2 Peer-to-peer

Binance P2P (limited in the EU) · LocalCoinSwap

3 Crypto cards

Crypto.com Visa · Bybit Card · Nexo Card · Wirex · Gnosis Pay · MetaMask Card · Bitpanda Card · KuCoin Card · Bitget Wallet Card · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

Bank transfer (HUF)

Stablecoins

USDT is delisted on most MiCA-licensed venues; be paid in USDC on Polygon, or convert USDT elsewhere first.

Sell USDT / USDC for ISK (króna)

EEA rules apply; global exchanges and bank withdrawal.

1 Exchange → bank

Local Myntkaup (Bitcoin)
Global Kraken · Coinbase · Bitstamp

3 Crypto cards

Crypto.com Visa · Bybit Card · Nexo Card · Wirex · Gnosis Pay · MetaMask Card · Bitpanda Card · KuCoin Card · Bitget Wallet Card · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

Bank transfer (ISK)

Stablecoins

USDT is delisted on most MiCA-licensed venues; be paid in USDC on Polygon, or convert USDT elsewhere first.

Sell USDT / USDC for INR (rupee)

Legal and heavily taxed: 30% on gains plus 1% TDS on every sale. Registered exchanges (CoinDCX, ZebPay, Mudrex, Binance) pay out by bank transfer or UPI. P2P is common but attracts scrutiny; keep records.

1 Exchange → bank

Local CoinDCX · ZebPay · Mudrex · CoinSwitch · WazirX · Bitbns · Giottus
Global Binance (FIU-registered) · KuCoin · Bybit · OKX

2 Peer-to-peer

Binance P2P · Bybit P2P · LocalCoinSwap

3 Crypto cards

RedotPay · Bitget Wallet Card · Kast · Karta · OneKey Card · Ether.fi Cash · Zypto

5 Large amounts

Dubai (a short flight; a large South Asian OTC market) · Singapore

Money arrives by

UPI · IMPS / NEFT bank transfer

Stablecoins

USDT and USDC both listed. 30% tax on gains plus 1% TDS on every sale; keep records.

Sell USDT / USDC for IDR (rupiah)

Regulated by the OJK since 2025: Indodax, Tokocrypto, Pintu and Reku sell USDT for IDR with bank withdrawal. Small transaction taxes apply. Binance P2P is also used.

1 Exchange → bank

Local Indodax · Tokocrypto · Pintu · Reku · Ajaib Kripto · Pluang
Global Binance · OKX · Bybit

2 Peer-to-peer

Binance P2P · OKX P2P

3 Crypto cards

RedotPay · Bitget Wallet Card · Kast · Karta · OneKey Card · Ether.fi Cash · Zypto

5 Large amounts

Singapore (licensed OTC, bank settlement) · Hong Kong (OTC shops, cash) · Dubai

Money arrives by

Bank transfer (IDR) · GoPay / OVO (some apps)

Stablecoins

USDT widely listed; USDC on Indodax, Tokocrypto and Pintu. Small VAT and income-tax withholding on every trade.

Sell USDT / USDC for IRR (rial)

Under United Nations sanctions since 2025, as well as US sanctions, so most international platforms do not serve Iranian users. Inside the country the market is large and active: local exchanges such as Nobitex, Wallex and Ramzinex, and a busy peer-to-peer trade, exchange USDT for rials with deposits by local bank card.

1 Exchange → bank

Local Nobitex · Wallex · Ramzinex · Tetherland · Bit24

2 Peer-to-peer

Local P2P and OTC

5 Large amounts

Dubai · Istanbul

Money arrives by

Shetab bank card (IRR)

Stablecoins

USDT dominates the domestic market; international platforms do not serve Iranian users.

Sell USDT / USDC for IQD (dinar)

Not permitted by the central bank since 2017, but the P2P market is active, much of it in dollars. Binance P2P lists IQD and USD with Zain Cash, FIB and exchange-house transfers; Telegram groups cover cash in Baghdad and Erbil.

2 Peer-to-peer

Binance P2P — Zain Cash, FIB, exchange-house transfer · Paxful · Telegram / WhatsApp OTC groups

3 Crypto cards

RedotPay · Bitget Wallet Card · Reap Card · Karta · Kast · Zypto · OneKey Card

4 Cash & counters

Cash traders (Baghdad, Erbil)

5 Large amounts

Dubai · Istanbul

Money arrives by

Zain Cash · FIB · Exchange-house transfer · Cash USD

Sell USDT / USDC for EUR

MiCA applies; Coinbase’s EU entity is based here. Use USDC in the EU.

1 Exchange → bank

Local Coinbase (EU HQ)
Global Coinbase · Kraken · Bitstamp · Bitvavo · Bitpanda · Crypto.com · OKX · Bybit

2 Peer-to-peer

Binance P2P (limited in the EU) · LocalCoinSwap

3 Crypto cards

Crypto.com Visa · Bybit Card · Nexo Card · Wirex · Gnosis Pay · MetaMask Card · Bitpanda Card · KuCoin Card · Bitget Wallet Card · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

SEPA Instant

Stablecoins

USDT is delisted on most MiCA-licensed venues; be paid in USDC on Polygon, or convert USDT elsewhere first.

Sell USDT / USDC for GBP

Licensed exchanges pay out to a local bank account; the large global exchanges also serve residents.

1 Exchange → bank

Global Coinbase · Kraken · Bitstamp

2 Peer-to-peer

LocalCoinSwap

3 Crypto cards

RedotPay · Bitget Wallet Card · Wirex (limited) · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

Bank transfer

Sell USDT / USDC for ILS (shekel)

Regulated local platforms (Bit2C, Bits of Gold) and global exchanges pay out in ILS, but some banks refuse deposits that came from crypto. Use a platform that has a bank arrangement.

1 Exchange → bank

Local Bit2C · Bits of Gold · eToro · Coinmama
Global Kraken · Coinbase · Binance · Bybit

2 Peer-to-peer

Binance P2P

3 Crypto cards

RedotPay · Bitget Wallet Card · Reap Card · Karta · Kast · Zypto · OneKey Card

5 Large amounts

Dubai · Istanbul

Money arrives by

Bank transfer (ILS)

Stablecoins

USDT and USDC both available. Some banks refuse crypto-linked deposits; Bits of Gold and Bit2C have bank arrangements.

Sell USDT / USDC for EUR

MiCA applies; Coinbase, Kraken and local platforms pay out by SEPA. Use USDC in the EU.

1 Exchange → bank

Local Young Platform · Bitpanda · The Rock Trading (closed)
Global Coinbase · Kraken · Bitstamp · Bitvavo · Bitpanda · Crypto.com · OKX · Bybit

2 Peer-to-peer

Binance P2P (limited in the EU) · LocalCoinSwap

3 Crypto cards

Crypto.com Visa · Bybit Card · Nexo Card · Wirex · Gnosis Pay · MetaMask Card · Bitpanda Card · KuCoin Card · Bitget Wallet Card · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

4 Cash & counters

Two-way Bitcoin ATMs

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

SEPA Instant

Stablecoins

USDT is delisted on most MiCA-licensed venues; be paid in USDC on Polygon, or convert USDT elsewhere first.

Sell USDT / USDC for JMD (dollar)

Not prohibited; the central bank runs its own digital currency. Binance P2P lists JMD with NCB and Scotiabank transfers; Coinbase and OKX serve residents.

1 Exchange → bank

Global Binance · OKX · Bybit · Coinbase

2 Peer-to-peer

Binance P2P — NCB, Scotiabank transfers · Paxful

3 Crypto cards

RedotPay · Bitget Wallet Card · MetaMask Card · Kast · Ether.fi Cash · Zypto

5 Large amounts

OTC desks in Buenos Aires, São Paulo, Mexico City and Panama City · Dubai, for very large amounts

Money arrives by

Bank transfer (JMD) · Lynk

Sell USDT / USDC for JPY (yen)

FSA-licensed exchanges (bitFlyer, Coincheck, bitbank, SBI VC Trade) with bank withdrawal in JPY. Caution: USDT is barely listed in Japan; USDC has been available through licensed venues since 2025. Prefer to be paid in USDC, or convert USDT elsewhere first.

1 Exchange → bank

Local bitFlyer · Coincheck · bitbank · GMO Coin · SBI VC Trade · Rakuten Wallet · BitTrade · Zaif · OKCoin Japan

2 Peer-to-peer

Rarely used

3 Crypto cards

RedotPay (limited) · Bitget Wallet Card (limited) · Kast · Karta · OneKey Card · Ether.fi Cash · Zypto

5 Large amounts

Hong Kong (OTC shops, cash HKD/USD) · Singapore (licensed OTC, bank settlement) · Dubai

Money arrives by

Bank transfer (JPY)

Stablecoins

USDC is available through SBI VC Trade and a few licensed venues since 2025; USDT is largely not listed in Japan. Be paid in USDC, or swap USDT to BTC or USDC abroad first.

Sell USDT / USDC for GBP

Licensed exchanges pay out to a local bank account; the large global exchanges also serve residents.

1 Exchange → bank

Global Coinbase · Kraken · Bitstamp

2 Peer-to-peer

LocalCoinSwap

3 Crypto cards

RedotPay · Bitget Wallet Card · Wirex (limited) · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

Bank transfer

Sell USDT / USDC for JOD (dinar)

Banks are barred from crypto and a virtual-assets law is only now bringing licensing in. Cash-out is P2P for a bank transfer or through a licensed platform abroad.

1 Exchange → bank

Global Binance · OKX · Bybit

2 Peer-to-peer

Binance P2P · OKX P2P

3 Crypto cards

RedotPay · Bitget Wallet Card · Reap Card · Karta · Kast · Zypto · OneKey Card

5 Large amounts

Dubai · Istanbul

Money arrives by

Bank transfer (JOD) · CliQ

Sell USDT / USDC for KZT (tenge)

Exchanges licensed through the Astana financial centre; a 2025 law broadens the framework. Bank withdrawal in tenge.

1 Exchange → bank

Local Bybit Kazakhstan (AIFC) · Binance Kazakhstan (AIFC) · ATAIX Eurasia · Biteeu · Intebix

2 Peer-to-peer

Binance P2P · Bybit P2P

3 Crypto cards

RedotPay · Bitget Wallet Card · Kast · Karta · OneKey Card · Ether.fi Cash · Zypto

5 Large amounts

Dubai · Istanbul · Tbilisi

Money arrives by

Kaspi · Bank transfer (KZT)

Stablecoins

USDT and USDC both available through AIFC-licensed venues.

Sell USDT / USDC for KES (shilling)

A Virtual Asset Service Providers law passed in 2025 and licensing is under way; the market has run on M-Pesa for years. Binance P2P lists KES with M-Pesa and bank transfer, Paxful and NoOnes are busy, and Yellow Card, Bitnob and Kotani Pay pay out to M-Pesa directly.

1 Exchange → bank

Local Yellow Card · Bitnob · Kotani Pay · Swypt
Global Binance · OKX · Bybit · KuCoin · Bitget · Kraken · Coinbase

2 Peer-to-peer

Binance P2P — M-Pesa, bank transfer · Paxful · NoOnes · Remitano · Yellow Card

3 Crypto cards

RedotPay · Bitnob · Chipper Cash · Bitget Wallet Card · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

M-Pesa · Bank transfer (KES) · Airtel Money

Stablecoins

USDT to M-Pesa within minutes is the everyday route.

Sell USDT / USDC for AUD

No local infrastructure. Residents use Australian venues where they can open an account, or P2P through regional traders.

1 Exchange → bank

Global Coinbase · Kraken

2 Peer-to-peer

Peer-to-peer, where available

3 Crypto cards

RedotPay · Bitget Wallet Card · Wirex (limited) · Zypto · Ether.fi Cash

5 Large amounts

Singapore · Hong Kong

Money arrives by

Bank transfer (AUD)

Sell USDT / USDC for EUR

Mining was banned in 2022 and trading is unregulated. Global exchanges serve residents; Binance P2P for a bank transfer.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget · Kraken

2 Peer-to-peer

Binance P2P — bank transfer

3 Crypto cards

RedotPay · Bitget Wallet Card · Wirex (limited) · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

Bank transfer (EUR)

Sell USDT / USDC for KWD (dinar)

Not permitted since 2023, so there are no local venues. Binance P2P lists KWD with bank transfer; OKX P2P and Paxful have Kuwaiti traders; volumes are meaningful because of the expatriate workforce.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — bank transfer, Knet · OKX P2P · Paxful

3 Crypto cards

RedotPay · Bitget Wallet Card · Reap Card · Karta · Kast · Zypto · OneKey Card

5 Large amounts

Dubai · Istanbul

Money arrives by

Bank transfer (KWD) · Knet

Sell USDT / USDC for KGS (som)

A 2022 law licenses exchanges; bank withdrawal in som.

1 Exchange → bank

Local Binance (licensed) · Bybit
Global OKX

2 Peer-to-peer

Binance P2P

3 Crypto cards

RedotPay · Bitget Wallet Card · Kast · Karta · OneKey Card · Ether.fi Cash · Zypto

5 Large amounts

Dubai · Istanbul · Tbilisi

Money arrives by

Bank transfer (KGS) · Mbank

Sell USDT / USDC for LAK (kip)

A small pilot licensing scheme exists; for most people banks are closed to crypto and P2P is the only route.

1 Exchange → bank

Global Binance · OKX

2 Peer-to-peer

Binance P2P

3 Crypto cards

RedotPay · Bitget Wallet Card · Kast · Karta · OneKey Card · Ether.fi Cash · Zypto

5 Large amounts

Singapore (licensed OTC, bank settlement) · Hong Kong (OTC shops, cash) · Dubai

Money arrives by

BCEL One · Bank transfer (LAK)

Sell USDT / USDC for EUR

MiCA applies; SEPA withdrawal. Use USDC in the EU.

1 Exchange → bank

Global Coinbase · Kraken · Bitstamp · Bitvavo · Bitpanda · Crypto.com · OKX · Bybit

2 Peer-to-peer

Binance P2P (limited in the EU) · LocalCoinSwap

3 Crypto cards

Crypto.com Visa · Bybit Card · Nexo Card · Wirex · Gnosis Pay · MetaMask Card · Bitpanda Card · KuCoin Card · Bitget Wallet Card · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

SEPA Instant

Stablecoins

USDT is delisted on most MiCA-licensed venues; be paid in USDC on Polygon, or convert USDT elsewhere first.

Sell USDT / USDC for LBP / USD

With the banking system frozen, USDT changed hands as everyday money; P2P for cash dollars or a transfer is the norm.

1 Exchange → bank

Global Binance · OKX · Bybit

2 Peer-to-peer

Binance P2P · OTC traders (cash dollars)

3 Crypto cards

RedotPay · Bitget Wallet Card · Reap Card · Karta · Kast · Zypto · OneKey Card

4 Cash & counters

Cash-dollar traders

5 Large amounts

Dubai · Istanbul

Money arrives by

Cash USD · OMT / Whish Money

Stablecoins

USDT is used as everyday money; sellers pay in cash dollars.

Sell USDT / USDC for LSL (loti)

Unregulated; a small market that leans on South Africa. Luno and VALR serve residents; P2P for an M-Pesa or EcoCash transfer via Binance P2P.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget · Luno (via South Africa) · VALR

2 Peer-to-peer

Binance P2P — M-Pesa, EcoCash, bank transfer

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

M-Pesa · EcoCash · Bank transfer (LSL)

Sell USDT / USDC for LRD / USD

Unregulated; the central bank has warned only. Global exchanges serve residents; P2P for Orange Money, MTN MoMo or a US-dollar bank transfer on Binance P2P and Paxful.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — Orange Money, MTN MoMo, USD bank transfer · Paxful · NoOnes

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

Orange Money · MTN Mobile Money · Bank transfer (USD)

Sell USDT / USDC for LYD (dinar)

Not permitted by the central bank. People exchange peer-to-peer for a bank transfer or cash: Binance P2P lists LYD, and OTC traders in Tripoli and Benghazi work through Telegram.

2 Peer-to-peer

Binance P2P — bank transfer · Paxful · Telegram / WhatsApp OTC groups

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Kast · Zypto · OneKey Card

5 Large amounts

Dubai · Istanbul

Money arrives by

Bank transfer (LYD) · Cash

Sell USDT / USDC for CHF

The Blockchain Act (TVTG) licenses providers; bank withdrawal in CHF.

1 Exchange → bank

Local Bank Frick · LCX
Global Kraken · Bitstamp · Coinbase

3 Crypto cards

Crypto.com Visa · Bybit Card · Nexo Card · Wirex · Gnosis Pay · MetaMask Card · Bitpanda Card · KuCoin Card · Bitget Wallet Card · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

Bank transfer (CHF)

Sell USDT / USDC for EUR

MiCA applies; a large number of registered providers. Use USDC in the EU.

1 Exchange → bank

Local Bitpanda
Global Coinbase · Kraken · Bitstamp · Bitvavo · Bitpanda · Crypto.com · OKX · Bybit

2 Peer-to-peer

Binance P2P (limited in the EU) · LocalCoinSwap

3 Crypto cards

Crypto.com Visa · Bybit Card · Nexo Card · Wirex · Gnosis Pay · MetaMask Card · Bitpanda Card · KuCoin Card · Bitget Wallet Card · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

SEPA Instant

Stablecoins

USDT is delisted on most MiCA-licensed venues; be paid in USDC on Polygon, or convert USDT elsewhere first.

Sell USDT / USDC for EUR

MiCA applies; SEPA withdrawal. Use USDC in the EU.

1 Exchange → bank

Global Coinbase · Kraken · Bitstamp · Bitvavo · Bitpanda · Crypto.com · OKX · Bybit

2 Peer-to-peer

Binance P2P (limited in the EU) · LocalCoinSwap

3 Crypto cards

Crypto.com Visa · Bybit Card · Nexo Card · Wirex · Gnosis Pay · MetaMask Card · Bitpanda Card · KuCoin Card · Bitget Wallet Card · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

SEPA Instant

Stablecoins

USDT is delisted on most MiCA-licensed venues; be paid in USDC on Polygon, or convert USDT elsewhere first.

Sell USDT / USDC for MOP (pataca)

The monetary authority bars banks and payment institutions from crypto; there are no licensed exchanges. People use Hong Kong platforms and OTC counters, or P2P for a MOP transfer.

1 Exchange → bank

Global OKX · Bybit · HashKey (Hong Kong)

2 Peer-to-peer

Hong Kong OTC counters · Binance P2P · OKX P2P

3 Crypto cards

RedotPay · Reap Card · Bitget Wallet Card · Kast · Karta · OneKey Card · Ether.fi Cash · Zypto

4 Cash & counters

Hong Kong OTC counters (a ferry away)

5 Large amounts

Hong Kong (OTC shops, cash HKD/USD) · Singapore (licensed OTC, bank settlement) · Dubai

Money arrives by

Bank transfer (MOP / HKD)

Stablecoins

USDT on Tron via Hong Kong counters is the usual route.

Sell USDT / USDC for MGA (ariary)

Unregulated. P2P for MVola, Orange Money or Airtel Money via Binance P2P (MGA is listed) and Telegram groups.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — MVola, Orange Money, Airtel Money · Paxful

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

MVola · Orange Money · Airtel Money

Sell USDT / USDC for MWK (kwacha)

The Reserve Bank has warned banks off crypto. P2P for Airtel Money or TNM Mpamba via Binance P2P and NoOnes; Yellow Card serves Malawi.

1 Exchange → bank

Local Yellow Card
Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — Airtel Money, TNM Mpamba · NoOnes · Yellow Card

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

Airtel Money · TNM Mpamba · Bank transfer (MWK)

Sell USDT / USDC for MYR (ringgit)

Securities Commission-registered exchanges (Luno, Tokenize, MX Global, Hata) withdraw to MYR bank accounts. P2P through Binance and OKX is also widespread.

1 Exchange → bank

Local Luno Malaysia · Tokenize Xchange · MX Global · Hata · SINEGY
Global Binance · OKX · Bybit

2 Peer-to-peer

Binance P2P · OKX P2P · Remitano

3 Crypto cards

RedotPay · Bitget Wallet Card · Kast · Karta · OneKey Card · Ether.fi Cash · Zypto

5 Large amounts

Singapore (licensed OTC, bank settlement) · Hong Kong (OTC shops, cash) · Dubai

Money arrives by

FPX · DuitNow · Bank transfer (MYR)

Stablecoins

USDT is listed on Luno MY and others; USDC on some. P2P is very common.

Sell USDT / USDC for MVR (rufiyaa)

Neither regulated nor prohibited. Cash-out is mostly peer-to-peer on a global exchange for a local bank or mobile-money transfer; check current rules before relying on it.

1 Exchange → bank

Global Binance · OKX · Bybit

2 Peer-to-peer

Binance P2P

3 Crypto cards

RedotPay · Bitget Wallet Card · Kast · Karta · OneKey Card · Ether.fi Cash · Zypto

5 Large amounts

Dubai (a short flight; a large South Asian OTC market) · Singapore

Money arrives by

Bank transfer (MVR)

Sell USDT / USDC for XOF (CFA franc)

WAEMU member; tolerated. P2P for Orange Money, Moov or Wave via Binance P2P; Yellow Card serves Mali.

1 Exchange → bank

Local Yellow Card
Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — Orange Money, Moov, Wave · Yellow Card · NoOnes

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

Orange Money · Moov Money · Wave

Sell USDT / USDC for EUR

MiCA applies; an early licensing regime. Use USDC in the EU.

1 Exchange → bank

Local OKX (MiCA licence) · Crypto.com (MiCA licence)
Global Coinbase · Kraken · Bitstamp · Bitvavo · Bitpanda · Crypto.com · OKX · Bybit

2 Peer-to-peer

Binance P2P (limited in the EU) · LocalCoinSwap

3 Crypto cards

Crypto.com Visa · Bybit Card · Nexo Card · Wirex · Gnosis Pay · MetaMask Card · Bitpanda Card · KuCoin Card · Bitget Wallet Card · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

SEPA Instant

Stablecoins

USDT is delisted on most MiCA-licensed venues; be paid in USDC on Polygon, or convert USDT elsewhere first.

Sell USDT / USDC for USD

Tolerated; the SOV project never launched. Residents use global exchanges or P2P.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget · Coinbase

2 Peer-to-peer

Binance P2P (limited)

3 Crypto cards

RedotPay · Bitget Wallet Card · Wirex (limited) · Zypto · Ether.fi Cash

5 Large amounts

Singapore · Hong Kong

Money arrives by

Bank transfer (USD)

Sell USDT / USDC for MRU (ouguiya)

The central bank bars banks from crypto. P2P for a Bankily or Masrivi mobile transfer through Binance P2P and Telegram groups.

2 Peer-to-peer

Binance P2P — Bankily, Masrivi · Telegram / WhatsApp OTC groups

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Zypto · Ether.fi Cash

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

Bankily · Masrivi · Bank transfer (MRU)

Sell USDT / USDC for MUR (rupee)

The 2021 VAITOS Act licenses providers and the market is orderly. Global exchanges serve residents; P2P for a Juice or bank transfer on Binance P2P.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget · Kraken

2 Peer-to-peer

Binance P2P — bank transfer, Juice

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

Bank transfer (MUR) · MCB Juice

Sell USDT / USDC for MXN (peso)

Bitso is the standard route: sell for MXN and withdraw by SPEI instantly. Binance P2P also popular.

1 Exchange → bank

Local Bitso · Volabit · Trubit · Binance Mexico · Bybit
Global Coinbase · Kraken · OKX

2 Peer-to-peer

Binance P2P · Bitso P2P

3 Crypto cards

Bitso Card · MetaMask Card · RedotPay · Bitget Wallet Card · Kast · Ether.fi Cash · Zypto · Dolar App

5 Large amounts

OTC desks in Buenos Aires, São Paulo, Mexico City and Panama City · Dubai, for very large amounts

Money arrives by

SPEI (instant) · OXXO cash (some apps)

Stablecoins

USDT and USDC both on Bitso; SPEI withdrawal is instant.

Sell USDT / USDC for USD

No local infrastructure. Global exchanges where accounts can be opened; otherwise P2P through regional traders.

1 Exchange → bank

Global Coinbase · Kraken

2 Peer-to-peer

Peer-to-peer, where available

3 Crypto cards

RedotPay · Bitget Wallet Card · Wirex (limited) · Zypto · Ether.fi Cash

5 Large amounts

Singapore · Hong Kong

Money arrives by

Bank transfer (USD)

Sell USDT / USDC for MDL (leu)

A 2025 law regulates providers. Global exchanges serve residents; Binance P2P lists MDL with bank transfer.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget · Kraken

2 Peer-to-peer

Binance P2P — bank transfer, Maib

3 Crypto cards

RedotPay · Bitget Wallet Card · Wirex (limited) · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Dubai · Istanbul · Tbilisi

Money arrives by

Bank transfer (MDL)

Sell USDT / USDC for EUR

Lawful; residents use French and Swiss venues. Coinbase, Kraken, Bitpanda and Bitstamp with SEPA withdrawal.

1 Exchange → bank

Global Coinbase · Kraken · Bitpanda · Bitstamp

3 Crypto cards

RedotPay · Bitget Wallet Card · Wirex (limited) · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

SEPA

Stablecoins

USDT is delisted on most MiCA-licensed venues; be paid in USDC on Polygon, or convert USDT elsewhere first.

Sell USDT / USDC for MNT (tögrög)

A 2021 law licenses exchanges; bank withdrawal in tögrög.

1 Exchange → bank

Local Coinhub · Trade.mn · Complex
Global Binance · OKX

2 Peer-to-peer

Binance P2P

3 Crypto cards

RedotPay · Bitget Wallet Card · Kast · Karta · OneKey Card · Ether.fi Cash · Zypto

5 Large amounts

Hong Kong (OTC shops, cash HKD/USD) · Singapore (licensed OTC, bank settlement) · Dubai

Money arrives by

Bank transfer (MNT)

Sell USDT / USDC for EUR

Unregulated; tolerated. Global exchanges serve residents; Binance P2P for a bank transfer.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget · Kraken

2 Peer-to-peer

Binance P2P — bank transfer

3 Crypto cards

RedotPay · Bitget Wallet Card · Wirex (limited) · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

Bank transfer (EUR)

Sell USDT / USDC for MAD (dirham)

A 2017 restriction remains in place while a licensing law is finalised, yet Morocco has one of the region's busiest P2P markets. Binance P2P lists MAD with bank transfer and CashPlus; Paxful and NoOnes have many Moroccan traders; Telegram groups arrange cash in Casablanca and Rabat.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — bank transfer, CashPlus, Wafacash · OKX P2P · Paxful · NoOnes · Telegram / WhatsApp OTC groups

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Kast · Zypto · OneKey Card

4 Cash & counters

Cash traders in Casablanca and Rabat

5 Large amounts

Dubai · Istanbul

Money arrives by

Bank transfer (MAD) · CashPlus · Wafacash

Stablecoins

USDT on Tron dominates.

Sell USDT / USDC for MZN (metical)

The central bank has warned against crypto and banks avoid it. P2P for M-Pesa or e-Mola via Binance P2P and NoOnes.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — M-Pesa, e-Mola · NoOnes · Paxful

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

M-Pesa · e-Mola · Bank transfer (MZN)

Sell USDT / USDC for MMK (kyat)

Not permitted by the central bank, although the opposition government has promoted USDT. Binance P2P lists MMK with KBZPay, Wave Money and AYA Pay; Telegram groups are busy.

2 Peer-to-peer

Binance P2P — KBZPay, Wave Money, AYA Pay · Telegram / WhatsApp OTC groups

3 Crypto cards

RedotPay · Bitget Wallet Card · Kast · Karta · OneKey Card · Ether.fi Cash · Zypto

5 Large amounts

Singapore (licensed OTC, bank settlement) · Hong Kong (OTC shops, cash) · Dubai

Money arrives by

KBZPay · Wave Money · AYA Pay

Sell USDT / USDC for NAD (dollar)

A 2023 law licenses virtual-asset providers. Global exchanges and South Africa's Luno and VALR serve residents; P2P for a bank or e-wallet transfer via Binance P2P.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget · Luno · VALR

2 Peer-to-peer

Binance P2P — bank transfer, e-wallet

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

Bank transfer (NAD) · Bank e-wallets

Sell USDT / USDC for AUD

No local infrastructure. Australian venues where possible; otherwise P2P.

1 Exchange → bank

Global Coinbase · Kraken

2 Peer-to-peer

Peer-to-peer, where available

3 Crypto cards

RedotPay · Bitget Wallet Card · Wirex (limited) · Zypto · Ether.fi Cash

5 Large amounts

Singapore · Hong Kong

Money arrives by

Bank transfer (AUD)

Sell USDT / USDC for NPR (rupee)

Not permitted by the central bank, but P2P is common among freelancers. Binance P2P lists NPR with eSewa, Khalti and bank transfer; Paxful has Nepali traders.

2 Peer-to-peer

Binance P2P — eSewa, Khalti, bank transfer · Paxful · Telegram / WhatsApp OTC groups

3 Crypto cards

RedotPay · Bitget Wallet Card · Kast · Karta · OneKey Card · Ether.fi Cash · Zypto

5 Large amounts

Dubai (a short flight; a large South Asian OTC market) · Singapore

Money arrives by

eSewa · Khalti · Bank transfer (NPR)

Sell USDT / USDC for EUR

MiCA applies; Bitvavo is the dominant local exchange, plus Coinbase and Kraken, all with SEPA or iDEAL withdrawal. Use USDC in the EU.

1 Exchange → bank

Local Bitvavo · Coinmerce · Knaken
Global Coinbase · Kraken · Bitstamp · Bitvavo · Bitpanda · Crypto.com · OKX · Bybit

2 Peer-to-peer

Binance P2P (limited in the EU) · LocalCoinSwap

3 Crypto cards

Crypto.com Visa · Bybit Card · Nexo Card · Wirex · Gnosis Pay · MetaMask Card · Bitpanda Card · KuCoin Card · Bitget Wallet Card · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

4 Cash & counters

Two-way Bitcoin ATMs (limited)

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

SEPA Instant · iDEAL

Stablecoins

USDT is delisted on most MiCA-licensed venues; be paid in USDC on Polygon, or convert USDT elsewhere first.

Sell USDT / USDC for NZD (dollar)

Easy Crypto and Independent Reserve pay out in NZD by bank transfer.

1 Exchange → bank

Local Easy Crypto · Independent Reserve · Kiwi-Coin · Swyftx NZ · Coinbase
Global Kraken · Binance

2 Peer-to-peer

Binance P2P

3 Crypto cards

RedotPay · Bitget Wallet Card · Zypto · Ether.fi Cash

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

Bank transfer (NZD)

Stablecoins

USDT and USDC both available.

Sell USDT / USDC for NIO (córdoba)

Unregulated; the central bank has warned only. Binance P2P lists NIO with BAC and Lafise transfers.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — BAC, Lafise transfers

3 Crypto cards

RedotPay · Bitget Wallet Card · MetaMask Card · Kast · Ether.fi Cash · Zypto

5 Large amounts

OTC desks in Buenos Aires, São Paulo, Mexico City and Panama City · Dubai, for very large amounts

Money arrives by

Bank transfer (NIO)

Sell USDT / USDC for XOF (CFA franc)

WAEMU member; tolerated. P2P for Airtel Money, Moov or Orange Money via Binance P2P and NoOnes.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — Airtel Money, Moov, Orange Money · NoOnes

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

Airtel Money · Moov Money · Orange Money

Sell USDT / USDC for NGN (naira)

Lawful and being licensed by the SEC. Local platforms (Quidax, Busha, Luno) pay out in NGN; Binance withdrew naira services in 2024, so P2P now runs on Bybit, KuCoin and local apps. Licensed platforms are the smoother route.

1 Exchange → bank

Local Quidax · Busha · Luno Nigeria · Roqqu · Bitnob · Yellow Card
Global Bybit · KuCoin · Bitget · OKX

2 Peer-to-peer

Bybit P2P · KuCoin P2P · NoOnes · Paxful · Bitget P2P · Yellow Card

3 Crypto cards

RedotPay · Bitnob · Chipper Cash · Grey · Cleva · Bitget Wallet Card · Karta · Zypto · Payday · Geegpay

4 Cash & counters

OTC desks and cash traders (Lagos)

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

Bank transfer (NGN) · OPay · Moniepoint · PalmPay

Stablecoins

USDT is everyday money. Binance no longer offers naira services; SEC-licensed local platforms are the smoother route.

Sell USDT / USDC for KPW (won)

Under United Nations sanctions, so international platforms do not serve it and there are no local exchanges; internet access is very limited. Peer-to-peer exchange, where available, is the only route.

2 Peer-to-peer

Peer-to-peer, where available

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Stablecoins

No exchanges and very limited internet access.

Sell USDT / USDC for MKD (denar)

Unregulated; tolerated. Global exchanges serve residents; Binance P2P lists MKD with bank transfer.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget · Kraken

2 Peer-to-peer

Binance P2P — bank transfer

3 Crypto cards

RedotPay · Bitget Wallet Card · Wirex (limited) · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

Bank transfer (MKD)

Sell USDT / USDC for NOK (krone)

EEA member, so MiCA applies. Firi, Coinbase and Kraken pay out to a Norwegian bank.

1 Exchange → bank

Local Firi · NBX · Coinbase · Kraken
Global Bitstamp · Bitvavo

2 Peer-to-peer

Binance P2P

3 Crypto cards

Crypto.com Visa · Bybit Card · Nexo Card · Wirex · Gnosis Pay · MetaMask Card · Bitpanda Card · KuCoin Card · Bitget Wallet Card · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

Vipps (Firi) · Bank transfer (NOK)

Stablecoins

USDT is delisted on most MiCA-licensed venues; be paid in USDC on Polygon, or convert USDT elsewhere first.

Sell USDT / USDC for OMR (rial)

A virtual-assets framework from the Capital Market Authority; global exchanges and P2P for a rial transfer.

1 Exchange → bank

Global Binance · OKX · Bybit · Rain

2 Peer-to-peer

Binance P2P

3 Crypto cards

RedotPay · Bitget Wallet Card · Reap Card · Karta · Kast · Zypto · OneKey Card

5 Large amounts

Dubai · Istanbul

Money arrives by

Bank transfer (OMR)

Sell USDT / USDC for PKR (rupee)

Banks have historically blocked crypto and the position is changing under the new virtual-asset authority (PVARA, 2025). Today most people sell on Binance P2P or Bybit P2P for a bank or JazzCash/Easypaisa transfer. The position is improving.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin

2 Peer-to-peer

Binance P2P · Bybit P2P · OKX P2P · KuCoin P2P

3 Crypto cards

RedotPay · Bitget Wallet Card · Kast · Karta · OneKey Card · Ether.fi Cash · Zypto

4 Cash & counters

Cash traders (Karachi, Lahore)

5 Large amounts

Dubai (a short flight; a large South Asian OTC market) · Singapore

Money arrives by

JazzCash · Easypaisa · Bank transfer (PKR)

Stablecoins

USDT dominates. Licensing under PVARA began in 2025; until local exchanges open, P2P is the route.

Sell USDT / USDC for USD

A government stablecoin pilot ran here; global exchanges serve residents.

1 Exchange → bank

Global Coinbase · Kraken · Binance

2 Peer-to-peer

Binance P2P (limited)

3 Crypto cards

RedotPay · Bitget Wallet Card · Wirex (limited) · Zypto · Ether.fi Cash

5 Large amounts

Singapore · Hong Kong

Money arrives by

Bank transfer (USD)

Sell USDT / USDC for ILS / JOD

The monetary authority has warned against crypto; P2P for a shekel or dinar transfer.

1 Exchange → bank

Global Binance · OKX

2 Peer-to-peer

Binance P2P

3 Crypto cards

RedotPay · Bitget Wallet Card · Reap Card · Karta · Kast · Zypto · OneKey Card

5 Large amounts

Dubai · Istanbul

Money arrives by

Bank transfer (ILS / JOD) · Jawwal Pay

Sell USDT / USDC for PAB / USD

Tolerated; several attempts at a crypto law. Towerbank is a crypto-friendly local bank; Coinbase, Kraken and Binance serve residents; Binance P2P lists USD with ACH Panamá and Yappy.

1 Exchange → bank

Local Towerbank
Global Binance · OKX · Bybit · Kraken · Coinbase

2 Peer-to-peer

Binance P2P — ACH Panamá, Yappy

3 Crypto cards

RedotPay · Bitget Wallet Card · MetaMask Card · Kast · Ether.fi Cash · Zypto

5 Large amounts

OTC desks in Buenos Aires, São Paulo, Mexico City and Panama City · Dubai, for very large amounts

Money arrives by

ACH Panamá (USD) · Yappy

Sell USDT / USDC for PGK (kina)

Unregulated; tolerated. Global exchanges serve residents; P2P for a bank or MiCash transfer via Binance P2P.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — bank transfer, MiCash

3 Crypto cards

RedotPay · Bitget Wallet Card · Wirex (limited) · Zypto · Ether.fi Cash

5 Large amounts

Singapore · Hong Kong

Money arrives by

Bank transfer (PGK) · MiCash

Sell USDT / USDC for PYG (guaraní)

Mining is regulated; trading is tolerated and busy. Binance P2P lists PYG with bank transfer and Tigo Money; Bitso and OKX serve residents.

1 Exchange → bank

Global Binance · Bitso · OKX · Bybit

2 Peer-to-peer

Binance P2P — bank transfer, Tigo Money, Personal Pay · OKX P2P

3 Crypto cards

RedotPay · Bitget Wallet Card · MetaMask Card · Kast · Ether.fi Cash · Zypto

5 Large amounts

OTC desks in Buenos Aires, São Paulo, Mexico City and Panama City · Dubai, for very large amounts

Money arrives by

Bank transfer (PYG) · Tigo Money · Personal Pay

Sell USDT / USDC for PEN (sol)

Not regulated; global exchanges and P2P for a sol transfer are common.

1 Exchange → bank

Local Buda · Lemon Cash Perú · Binance Perú
Global OKX · Bybit

2 Peer-to-peer

Binance P2P

3 Crypto cards

Lemon Card · RedotPay · Bitget Wallet Card · Kast · Ether.fi Cash · Zypto

5 Large amounts

OTC desks in Buenos Aires, São Paulo, Mexico City and Panama City · Dubai, for very large amounts

Money arrives by

Yape / Plin · Bank transfer (PEN)

Sell USDT / USDC for PHP (peso)

BSP-licensed providers (Coins.ph, PDAX, Maya) sell for PHP to a bank account or e-wallet. P2P via Binance is also common. GCash and Maya make the last step instant.

1 Exchange → bank

Local Coins.ph · PDAX · Maya · GCash (GCrypto, via PDAX) · Bloom
Global Binance · OKX · Bybit

2 Peer-to-peer

Binance P2P · OKX P2P · Paxful

3 Crypto cards

RedotPay · Bitget Wallet Card · Kast · Karta · OneKey Card · Ether.fi Cash · Zypto

4 Cash & counters

Coins.ph cash-out at remittance centres

5 Large amounts

Singapore (licensed OTC, bank settlement) · Hong Kong (OTC shops, cash) · Dubai

Money arrives by

GCash · Maya · InstaPay / PESONet

Stablecoins

USDT and USDC listed on BSP-licensed venues; cash-out to an e-wallet is instant.

Sell USDT / USDC for PLN (złoty)

MiCA applies; Zonda (formerly BitBay) plus Coinbase and Kraken pay out to a złoty account. Use USDC in the EU.

1 Exchange → bank

Local Zonda · Bitpanda
Global Coinbase · Kraken · Bitstamp · Bitvavo · Bitpanda · Crypto.com · OKX · Bybit

2 Peer-to-peer

Binance P2P (limited in the EU) · LocalCoinSwap

3 Crypto cards

Crypto.com Visa · Bybit Card · Nexo Card · Wirex · Gnosis Pay · MetaMask Card · Bitpanda Card · KuCoin Card · Bitget Wallet Card · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

SEPA / local transfer (PLN) · BLIK

Stablecoins

USDT is delisted on most MiCA-licensed venues; be paid in USDC on Polygon, or convert USDT elsewhere first.

Sell USDT / USDC for EUR

MiCA applies; SEPA withdrawal, historically crypto-friendly on tax. Use USDC in the EU.

1 Exchange → bank

Local Bit2Me · Bitpanda
Global Coinbase · Kraken · Bitstamp · Bitvavo · Bitpanda · Crypto.com · OKX · Bybit

2 Peer-to-peer

Binance P2P (limited in the EU) · LocalCoinSwap

3 Crypto cards

Crypto.com Visa · Bybit Card · Nexo Card · Wirex · Gnosis Pay · MetaMask Card · Bitpanda Card · KuCoin Card · Bitget Wallet Card · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

SEPA Instant

Stablecoins

USDT is delisted on most MiCA-licensed venues; be paid in USDC on Polygon, or convert USDT elsewhere first.

Sell USDT / USDC for USD (dollar)

United States rules apply: Coinbase, Kraken and Gemini pay out by ACH.

1 Exchange → bank

Local Coinbase · Kraken · Gemini · Crypto.com

3 Crypto cards

Coinbase Card · Crypto.com Visa · Moon (virtual) · Zypto

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

ACH · Wire

Stablecoins

United States rules apply.

Sell USDT / USDC for QAR (riyal)

Not permitted under the financial-centre rules and banks do not support it. Binance P2P lists QAR with bank transfer; OKX P2P and Paxful have Qatari traders.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — bank transfer · OKX P2P · Paxful

3 Crypto cards

RedotPay · Bitget Wallet Card · Reap Card · Karta · Kast · Zypto · OneKey Card

5 Large amounts

Dubai · Istanbul

Money arrives by

Bank transfer (QAR)

Sell USDT / USDC for RON (leu)

MiCA applies; SEPA withdrawal. Use USDC in the EU.

1 Exchange → bank

Local Tradesilvania
Global Coinbase · Kraken · Bitstamp · Bitvavo · Bitpanda · Crypto.com · OKX · Bybit

2 Peer-to-peer

Binance P2P (limited in the EU) · LocalCoinSwap

3 Crypto cards

Crypto.com Visa · Bybit Card · Nexo Card · Wirex · Gnosis Pay · MetaMask Card · Bitpanda Card · KuCoin Card · Bitget Wallet Card · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

Bank transfer (RON)

Stablecoins

USDT is delisted on most MiCA-licensed venues; be paid in USDC on Polygon, or convert USDT elsewhere first.

Sell USDT / USDC for RUB (ruble)

Most international exchanges do not serve Russian residents and several local venues are under Western sanctions. Peer-to-peer and over-the-counter trading for a card or bank transfer remain the usual routes.

1 Exchange → bank

Global Bybit · HTX · MEXC · Bitget (limited)

2 Peer-to-peer

Bybit P2P · HTX P2P · OTC traders

5 Large amounts

Dubai · Istanbul · Tbilisi

Money arrives by

SBP (fast payments) · Card-to-card (RUB)

Stablecoins

USDT on Tron is the working asset; several local venues are under Western sanctions and most Western exchanges do not serve Russian residents.

Sell USDT / USDC for RWF (franc)

The central bank has warned banks off crypto, but P2P for MTN MoMo is routine. Binance P2P lists RWF; Yellow Card serves Rwanda.

1 Exchange → bank

Local Yellow Card
Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — MTN MoMo, Airtel Money · Yellow Card · NoOnes

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

MTN Mobile Money · Airtel Money · Bank transfer (RWF)

Sell USDT / USDC for XCD (EC dollar)

Tolerated and small. Coinbase and Kraken serve residents; P2P via Binance P2P.

1 Exchange → bank

Global Coinbase · Kraken · Binance

2 Peer-to-peer

Binance P2P — bank transfer

3 Crypto cards

RedotPay · Bitget Wallet Card · MetaMask Card · Kast · Ether.fi Cash · Zypto

5 Large amounts

OTC desks in Buenos Aires, São Paulo, Mexico City and Panama City · Dubai, for very large amounts

Money arrives by

Bank transfer (XCD)

Sell USDT / USDC for XCD (EC dollar)

Tolerated and small. Coinbase and Kraken serve residents; P2P via Binance P2P.

1 Exchange → bank

Global Coinbase · Kraken · Binance

2 Peer-to-peer

Binance P2P — bank transfer

3 Crypto cards

RedotPay · Bitget Wallet Card · MetaMask Card · Kast · Ether.fi Cash · Zypto

5 Large amounts

OTC desks in Buenos Aires, São Paulo, Mexico City and Panama City · Dubai, for very large amounts

Money arrives by

Bank transfer (XCD)

Sell USDT / USDC for XCD (EC dollar)

Tolerated and small. Coinbase and Kraken serve residents; P2P via Binance P2P.

1 Exchange → bank

Global Coinbase · Kraken · Binance

2 Peer-to-peer

Binance P2P — bank transfer

3 Crypto cards

RedotPay · Bitget Wallet Card · MetaMask Card · Kast · Ether.fi Cash · Zypto

5 Large amounts

OTC desks in Buenos Aires, São Paulo, Mexico City and Panama City · Dubai, for very large amounts

Money arrives by

Bank transfer (XCD)

Sell USDT / USDC for WST (tala)

Unregulated; small. Global exchanges serve residents; P2P for a bank transfer.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P (limited)

3 Crypto cards

RedotPay · Bitget Wallet Card · Wirex (limited) · Zypto · Ether.fi Cash

5 Large amounts

Singapore · Hong Kong

Money arrives by

Bank transfer (WST)

Sell USDT / USDC for EUR

Lawful; a small market using Italian and EU venues with SEPA withdrawal.

1 Exchange → bank

Global Coinbase · Kraken · Young Platform · Bitpanda

3 Crypto cards

RedotPay · Bitget Wallet Card · Wirex (limited) · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

SEPA

Stablecoins

USDT is delisted on most MiCA-licensed venues; be paid in USDC on Polygon, or convert USDT elsewhere first.

Sell USDT / USDC for STN (dobra)

Unregulated and tiny. Residents use a global exchange or P2P through regional traders.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P (limited) · Telegram / WhatsApp OTC groups

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

Bank transfer (STN)

Sell USDT / USDC for SAR (riyal)

No locally licensed exchanges; banks are cautious. People use Rain (licensed in Bahrain) and global exchanges, or sell P2P for a SAR bank transfer.

1 Exchange → bank

Local Rain (licensed in Bahrain, serves Saudi) · BitOasis
Global Binance · OKX · Bybit · KuCoin

2 Peer-to-peer

Binance P2P (very active) · OKX P2P

3 Crypto cards

RedotPay · Bitget Wallet Card · Reap Card · Karta · Kast · Zypto · OneKey Card

5 Large amounts

Dubai · Istanbul

Money arrives by

Bank transfer (SAR) · STC Pay

Stablecoins

USDT via P2P is the everyday route; banks are cautious about crypto-linked transfers.

Sell USDT / USDC for XOF (CFA franc)

WAEMU member; tolerated, unregulated, and very active. Wave and Orange Money are the rails: Binance P2P, NoOnes and Paxful list XOF; Yellow Card pays out to Wave and Orange Money directly.

1 Exchange → bank

Local Yellow Card
Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — Wave, Orange Money, Free Money · NoOnes · Paxful · Yellow Card

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

Wave · Orange Money · Free Money · Bank transfer (XOF)

Sell USDT / USDC for RSD (dinar)

The 2020 Digital Assets law licenses providers; bank withdrawal in dinars.

1 Exchange → bank

Local ECD
Global Binance · OKX · Bybit · Kraken

2 Peer-to-peer

Binance P2P

3 Crypto cards

RedotPay · Bitget Wallet Card · Wirex (limited) · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

Bank transfer (RSD)

Sell USDT / USDC for SCR (rupee)

The 2024 VASP Act licenses providers; Seychelles is a major exchange domicile. Residents use global exchanges with bank withdrawal.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget · Kraken · Coinbase

2 Peer-to-peer

Binance P2P (limited)

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

Bank transfer (SCR)

Sell USDT / USDC for SLE (leone)

Unregulated; the central bank has warned only. P2P for Orange Money or Afrimoney via Binance P2P and NoOnes.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — Orange Money, Afrimoney · NoOnes · Paxful

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

Orange Money · Afrimoney · Bank transfer (SLE)

Sell USDT / USDC for SGD (dollar)

MAS-licensed platforms — Coinbase, Crypto.com, Independent Reserve, Coinhako — pay out in SGD via PayNow or FAST, usually the same day. Clean and fast.

1 Exchange → bank

Local Coinbase · Crypto.com · Independent Reserve · Coinhako · Gemini Singapore · OKX Singapore · Tokenize Xchange · Luno Singapore
Global Kraken

2 Peer-to-peer

Binance P2P (limited) · OTC desks

3 Crypto cards

Crypto.com Visa · RedotPay · Bitget Wallet Card · Wirex · Kast · Karta · OneKey Card · Ether.fi Cash · Zypto

5 Large amounts

You are in a hub: licensed OTC desks settle large amounts to a bank account

Money arrives by

PayNow · FAST

Stablecoins

USDT and USDC both listed on MAS-licensed venues; some cap unlicensed stablecoins for retail.

Sell USDT / USDC for EUR

MiCA applies; SEPA withdrawal. Use USDC in the EU.

1 Exchange → bank

Global Coinbase · Kraken · Bitstamp · Bitvavo · Bitpanda · Crypto.com · OKX · Bybit

2 Peer-to-peer

Binance P2P (limited in the EU) · LocalCoinSwap

3 Crypto cards

Crypto.com Visa · Bybit Card · Nexo Card · Wirex · Gnosis Pay · MetaMask Card · Bitpanda Card · KuCoin Card · Bitget Wallet Card · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

SEPA Instant

Stablecoins

USDT is delisted on most MiCA-licensed venues; be paid in USDC on Polygon, or convert USDT elsewhere first.

Sell USDT / USDC for EUR

MiCA applies; SEPA withdrawal. Use USDC in the EU.

1 Exchange → bank

Local Kriptomat
Global Coinbase · Kraken · Bitstamp · Bitvavo · Bitpanda · Crypto.com · OKX · Bybit

2 Peer-to-peer

Binance P2P (limited in the EU) · LocalCoinSwap

3 Crypto cards

Crypto.com Visa · Bybit Card · Nexo Card · Wirex · Gnosis Pay · MetaMask Card · Bitpanda Card · KuCoin Card · Bitget Wallet Card · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

SEPA Instant

Stablecoins

USDT is delisted on most MiCA-licensed venues; be paid in USDC on Polygon, or convert USDT elsewhere first.

Sell USDT / USDC for SBD (dollar)

Unregulated; small. Global exchanges serve residents; P2P for a bank transfer.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P (limited)

3 Crypto cards

RedotPay · Bitget Wallet Card · Wirex (limited) · Zypto · Ether.fi Cash

5 Large amounts

Singapore · Hong Kong

Money arrives by

Bank transfer (SBD)

Sell USDT / USDC for SOS / USD

No regulation; the economy runs on mobile money and dollars. P2P for an EVC Plus, Zaad or Sahal transfer, or cash dollars, via Binance P2P, Paxful and Telegram groups.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — EVC Plus, Zaad, Sahal, USD · Paxful · NoOnes · Telegram / WhatsApp OTC groups

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

EVC Plus · Zaad · Sahal · Cash USD

Sell USDT / USDC for ZAR (rand)

FSCA-licensed exchanges make this one of Africa's cleanest markets: Luno, VALR, AltCoinTrader, Ovex and Binance South Africa sell USDT and USDC for rand with EFT withdrawal. Capital-gains tax applies and the exchanges report to SARS.

1 Exchange → bank

Local Luno · VALR · AltCoinTrader · Ovex · Binance South Africa · Kraken
Global Coinbase (limited) · OKX · Bybit

2 Peer-to-peer

Binance P2P — EFT, Capitec, FNB · Paxful · NoOnes

3 Crypto cards

RedotPay · Bitget Wallet Card · Wirex · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

EFT bank transfer (ZAR) · Instant EFT · Capitec Pay

Stablecoins

USDT and USDC both listed on licensed venues.

Sell USDT / USDC for KRW (won)

Upbit, Bithumb, Coinone and Korbit sell USDT for KRW, but every account needs a real-name Korean bank account, which in practice shuts out most foreigners. Residents: simple. Non-residents: use a global exchange or P2P.

1 Exchange → bank

Local Upbit · Bithumb · Coinone · Korbit · Gopax

2 Peer-to-peer

Rarely used; real-name rules

3 Crypto cards

RedotPay (limited) · Bitget Wallet Card (limited) · Kast · Karta · OneKey Card · Ether.fi Cash · Zypto

5 Large amounts

Hong Kong (OTC shops, cash HKD/USD) · Singapore (licensed OTC, bank settlement) · Dubai

Money arrives by

Real-name Korean bank account only (K Bank, NH, Shinhan, Kakao Bank…)

Stablecoins

USDT trades against KRW on Upbit and Bithumb. Non-residents cannot open the required real-name bank account, so foreigners use a global exchange instead.

Sell USDT / USDC for SSP / USD

Unregulated; conflict economy. P2P for an m-GURUSH or MTN MoMo transfer, or cash dollars, through Telegram groups.

2 Peer-to-peer

Binance P2P (limited) · Telegram / WhatsApp OTC groups

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

m-GURUSH · MTN Mobile Money · Cash USD

Sell USDT / USDC for EUR

MiCA applies; Coinbase, Kraken, Bit2Me and others pay out by SEPA. USDT is delisted on most EU venues — use USDC.

1 Exchange → bank

Local Bit2Me · Bitpanda · Criptan
Global Coinbase · Kraken · Bitstamp · Bitvavo · Bitpanda · Crypto.com · OKX · Bybit

2 Peer-to-peer

Binance P2P (limited in the EU) · LocalCoinSwap

3 Crypto cards

Crypto.com Visa · Bybit Card · Nexo Card · Wirex · Gnosis Pay · MetaMask Card · Bitpanda Card · KuCoin Card · Bitget Wallet Card · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

4 Cash & counters

Two-way Bitcoin ATMs (sell BTC for cash)

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

SEPA Instant · Bizum

Stablecoins

USDT is delisted on most MiCA-licensed venues; be paid in USDC on Polygon, or convert USDT elsewhere first.

Sell USDT / USDC for LKR (rupee)

The central bank warns against crypto and banks block it; P2P for a rupee transfer carries risk.

1 Exchange → bank

Global Binance · OKX · Bybit

2 Peer-to-peer

Binance P2P · OKX P2P

3 Crypto cards

RedotPay · Bitget Wallet Card · Kast · Karta · OneKey Card · Ether.fi Cash · Zypto

5 Large amounts

Dubai (a short flight; a large South Asian OTC market) · Singapore

Money arrives by

Bank transfer (LKR)

Sell USDT / USDC for SDG (pound)

Conflict and a cautious central bank; banks are largely cut off. P2P for a Bankak transfer or cash through Binance P2P (limited) and Telegram groups.

2 Peer-to-peer

Binance P2P (limited) · Telegram / WhatsApp OTC groups

5 Large amounts

Dubai · Istanbul

Money arrives by

Bankak · Cash

Sell USDT / USDC for SRD (dollar)

Unregulated; tolerated. Global exchanges serve residents; P2P for a bank transfer via Binance P2P.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — bank transfer

3 Crypto cards

RedotPay · Bitget Wallet Card · MetaMask Card · Kast · Ether.fi Cash · Zypto

5 Large amounts

OTC desks in Buenos Aires, São Paulo, Mexico City and Panama City · Dubai, for very large amounts

Money arrives by

Bank transfer (SRD)

Sell USDT / USDC for SEK (krona)

MiCA applies; Safello, Coinbase and Kraken pay out to a Swedish bank. Use USDC in the EU.

1 Exchange → bank

Local Safello · Bitpanda
Global Coinbase · Kraken · Bitstamp · Bitvavo · Bitpanda · Crypto.com · OKX · Bybit

2 Peer-to-peer

Binance P2P (limited in the EU) · LocalCoinSwap

3 Crypto cards

Crypto.com Visa · Bybit Card · Nexo Card · Wirex · Gnosis Pay · MetaMask Card · Bitpanda Card · KuCoin Card · Bitget Wallet Card · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

Swish (Safello) · Bank transfer (SEK)

Stablecoins

USDT is delisted on most MiCA-licensed venues; be paid in USDC on Polygon, or convert USDT elsewhere first.

Sell USDT / USDC for CHF (franc)

FINMA-supervised venues (Kraken, Bitcoin Suisse, SwissBorg, Sygnum) with CHF bank withdrawal. Clean.

1 Exchange → bank

Local Bitcoin Suisse · SwissBorg · Sygnum · Swissquote · PostFinance (via Sygnum) · Bity · Relai (Bitcoin only) · Lykke
Global Kraken · Coinbase · Bitstamp

2 Peer-to-peer

Bity OTC · LocalCoinSwap

3 Crypto cards

Crypto.com Visa · Bitpanda Card · Nexo Card · Wirex · Gnosis Pay · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

4 Cash & counters

Two-way Bitcoin ATMs (Värdex)

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

Bank transfer (CHF) · TWINT (Bity, Relai)

Stablecoins

USDT and USDC both listed on Swiss venues.

Sell USDT / USDC for SYP (pound)

Sanctions were partly lifted in 2025 and the new authorities are drafting rules; banks remain largely cut off, so people use peer-to-peer trading for cash or a transfer.

2 Peer-to-peer

Binance P2P (limited) · OTC traders

5 Large amounts

Dubai · Istanbul

Money arrives by

Cash · Exchange-house transfer

Sell USDT / USDC for TWD (dollar)

Local exchanges registered with the FSC — MaiCoin/MAX, BitoPro, ACE — sell USDT and USDC for TWD with bank withdrawal. Straightforward; identity checks apply.

1 Exchange → bank

Local MaiCoin / MAX · BitoPro · ACE Exchange · XREX · Rybit
Global Binance · OKX · Bybit

2 Peer-to-peer

Binance P2P · OKX P2P

3 Crypto cards

RedotPay · Bitget Wallet Card · Kast · Karta · OneKey Card · Ether.fi Cash · Zypto

5 Large amounts

Hong Kong (OTC shops, cash HKD/USD) · Singapore (licensed OTC, bank settlement) · Dubai

Money arrives by

Bank transfer (TWD)

Stablecoins

USDT and USDC both listed on local venues; identity verification and a Taiwanese bank account are required.

Sell USDT / USDC for TJS (somoni)

Unregulated. P2P for an Alif Mobi or Eskhata transfer via Binance P2P (TJS is listed) and Telegram groups.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — Alif Mobi, Eskhata, bank transfer · Telegram / WhatsApp OTC groups

3 Crypto cards

RedotPay · Bitget Wallet Card · Kast · Karta · OneKey Card · Ether.fi Cash · Zypto

5 Large amounts

Dubai · Istanbul · Tbilisi

Money arrives by

Alif Mobi · Eskhata · Bank transfer (TJS)

Sell USDT / USDC for TZS (shilling)

The central bank has warned against crypto and banks avoid it, but mobile-money P2P is routine. Binance P2P lists TZS with M-Pesa, Tigo Pesa and Airtel Money; Yellow Card serves Tanzania.

1 Exchange → bank

Local Yellow Card
Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — M-Pesa, Tigo Pesa, Airtel Money · NoOnes · Paxful · Yellow Card

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

M-Pesa · Tigo Pesa · Airtel Money · Halopesa

Sell USDT / USDC for THB (baht)

SEC-licensed exchanges — Bitkub, Binance TH, Orbix, Upbit TH — convert to THB with same-day bank withdrawal. Gains realised through licensed exchanges have been tax-exempt since 2025. P2P also exists but is rarely needed.

1 Exchange → bank

Local Bitkub · Binance TH (Gulf Binance) · Upbit Thailand · Orbix (KBank) · Bitazza
Global OKX · Bybit

2 Peer-to-peer

Binance P2P · OKX P2P

3 Crypto cards

RedotPay · Bitget Wallet Card · Kast · Karta · OneKey Card · Ether.fi Cash · Zypto

5 Large amounts

Singapore (licensed OTC, bank settlement) · Hong Kong (OTC shops, cash) · Dubai

Money arrives by

PromptPay · Bank transfer (THB)

Stablecoins

USDT and USDC both listed on SEC-licensed venues. Gains through licensed exchanges are tax-exempt from 2025.

Sell USDT / USDC for USD (dollar)

Tolerated and small; the economy uses the US dollar. Global exchanges serve residents; P2P for a bank transfer via Binance P2P.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — bank transfer

3 Crypto cards

RedotPay · Bitget Wallet Card · Kast · Karta · OneKey Card · Ether.fi Cash · Zypto

5 Large amounts

Singapore (licensed OTC, bank settlement) · Hong Kong (OTC shops, cash) · Dubai

Money arrives by

Bank transfer (USD)

Sell USDT / USDC for XOF (CFA franc)

WAEMU member; tolerated. P2P for Flooz or T-Money via Binance P2P; Yellow Card serves Togo.

1 Exchange → bank

Local Yellow Card
Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — Flooz, T-Money · Yellow Card · NoOnes

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

Flooz (Moov) · T-Money (Togocel)

Sell USDT / USDC for TOP (paʻanga)

Unregulated; a bitcoin legal-tender bill was mooted. Global exchanges serve residents; P2P for a bank transfer.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P (limited)

3 Crypto cards

RedotPay · Bitget Wallet Card · Wirex (limited) · Zypto · Ether.fi Cash

5 Large amounts

Singapore · Hong Kong

Money arrives by

Bank transfer (TOP)

Sell USDT / USDC for TTD (dollar)

Tolerated; the central bank has warned only. Binance P2P lists TTD with bank transfer; Coinbase and OKX serve residents.

1 Exchange → bank

Global Binance · OKX · Bybit · Coinbase

2 Peer-to-peer

Binance P2P — bank transfer

3 Crypto cards

RedotPay · Bitget Wallet Card · MetaMask Card · Kast · Ether.fi Cash · Zypto

5 Large amounts

OTC desks in Buenos Aires, São Paulo, Mexico City and Panama City · Dubai, for very large amounts

Money arrives by

Bank transfer (TTD)

Sell USDT / USDC for TND (dinar)

Not permitted under exchange-control rules, yet P2P is well established. Binance P2P lists TND with bank transfer, D17 and Flouci; Paxful and Telegram groups cover cash.

2 Peer-to-peer

Binance P2P — bank transfer, D17, Flouci · Paxful · Telegram / WhatsApp OTC groups

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Kast · Zypto · OneKey Card

5 Large amounts

Dubai · Istanbul

Money arrives by

Bank transfer (TND) · D17 · Flouci · Cash

Sell USDT / USDC for TRY (lira)

Lawful to hold and trade, though not as a means of payment. Licensed exchanges under the 2024 law — BtcTurk, Paribu, Binance TR — withdraw TRY to a bank the same day. Turkey is one of the largest USDT markets anywhere.

1 Exchange → bank

Local BtcTurk · Paribu · Binance TR · OKX TR · Bybit TR · Icrypex · Bitci · Bitexen
Global Kraken · Coinbase

2 Peer-to-peer

Binance P2P · OKX P2P

3 Crypto cards

RedotPay · Bitget Wallet Card · Wirex (limited) · Karta · Kast · Zypto · OneKey Card

4 Cash & counters

Crypto exchange offices in Istanbul

5 Large amounts

Istanbul exchange offices (home market) · Dubai

Money arrives by

FAST bank transfer (TRY) · Papara

Stablecoins

USDT is the most-traded asset in Turkey; USDC listed on the main venues. Licensed under the 2024 law.

Sell USDT / USDC for TMT (manat)

A closed financial system; foreign exchanges are hard to reach and banks do not support crypto. P2P through Telegram groups for cash or a bank transfer.

2 Peer-to-peer

Telegram / WhatsApp OTC groups · Binance P2P (limited)

5 Large amounts

Dubai · Istanbul · Tbilisi

Money arrives by

Cash · Bank transfer (TMT)

Sell USDT / USDC for AUD

No local infrastructure. Australian venues where possible; otherwise P2P.

1 Exchange → bank

Global Coinbase · Kraken

2 Peer-to-peer

Peer-to-peer, where available

3 Crypto cards

RedotPay · Bitget Wallet Card · Wirex (limited) · Zypto · Ether.fi Cash

5 Large amounts

Singapore · Hong Kong

Money arrives by

Bank transfer (AUD)

Sell USDT / USDC for UGX (shilling)

The central bank has told payment providers not to touch crypto, but P2P for mobile money is everyday. Binance P2P lists UGX with MTN MoMo and Airtel Money; Yellow Card serves Uganda.

1 Exchange → bank

Local Yellow Card
Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — MTN MoMo, Airtel Money · NoOnes · Paxful · Yellow Card

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

MTN Mobile Money · Airtel Money · Bank transfer (UGX)

Sell USDT / USDC for UAH (hryvnia)

Virtual assets are lawful. WhiteBIT and Kuna, plus Binance P2P, pay out to a UAH card; card-to-card P2P is the everyday route.

1 Exchange → bank

Local WhiteBIT · Kuna · Qmall · Trustee Plus
Global Binance · OKX · Bybit · Kraken · Coinbase

2 Peer-to-peer

Binance P2P · Bybit P2P · WhiteBIT P2P

3 Crypto cards

WhiteBIT Card · RedotPay · Bitget Wallet Card · Zypto · Ether.fi Cash · Trustee Plus

5 Large amounts

Dubai · Istanbul · Tbilisi

Money arrives by

Card-to-card (UAH) · Monobank / PrivatBank transfer

Stablecoins

USDT and USDC both widely available.

Sell USDT / USDC for AED (dirham)

Dubai (VARA) and Abu Dhabi (ADGM) license exchanges: Binance FZE, Bybit, OKX, Rain, BitOasis. AED bank withdrawal; OTC desks handle large amounts. One of the easiest places in the region.

1 Exchange → bank

Local Binance FZE · Bybit · OKX MENA · Rain · BitOasis · Crypto.com (Dubai) · Kraken (ADGM) · M2 · CoinMENA
Global Coinbase

2 Peer-to-peer

Binance P2P · OTC desks (many, for larger amounts)

3 Crypto cards

RedotPay · Bitget Wallet Card · Reap Card · Crypto.com Visa (limited) · Karta · Kast · Zypto · OneKey Card

4 Cash & counters

OTC desks in Dubai

5 Large amounts

You are in the main hub: Dubai OTC desks pay cash AED or USD for USDT the same day

Money arrives by

Bank transfer (AED) · Local cash OTC

Stablecoins

USDT and USDC both listed by VARA- and ADGM-licensed venues. One of the easiest places in the region.

Sell USDT / USDC for GBP (pound)

FCA-registered exchanges (Coinbase, Kraken, Bitstamp, Gemini) with Faster Payments withdrawal. Some high-street banks block transfers to or from crypto platforms; a digital bank often works better.

1 Exchange → bank

Local Coinbase · Kraken · Bitstamp · Gemini · Crypto.com · eToro · Uphold · Luno · CoinJar · Revolut (crypto) · Zumo

2 Peer-to-peer

Paxful · NoOnes · LocalCoinSwap

3 Crypto cards

Crypto.com Visa · Coinbase Card · Wirex · Nexo Card · Gnosis Pay · MetaMask Card · Plutus · Uphold Card · Ledger CL Card · Cryptopay · Holyheld · Bleap · Ether.fi Cash · SafePal Visa (Fiat24) · Zypto · Tangem Pay

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

Faster Payments · Open Banking (Kraken, Coinbase)

Stablecoins

Both USDT and USDC are available on FCA-registered venues. Some high-street banks cap or block crypto payments; Monzo, Starling and Revolut generally work.

Sell USDT / USDC for USD (dollar)

Coinbase, Kraken and Gemini pay out by ACH or wire; USDC is universal, USDT is listed on fewer US venues.

1 Exchange → bank

Local Coinbase · Kraken · Gemini · Robinhood Crypto · Crypto.com · Bitstamp · Binance.US · Uphold · eToro US · River (Bitcoin only)

2 Peer-to-peer

Paxful (US-based) · NoOnes · LocalCoinSwap

3 Crypto cards

Coinbase Card · Crypto.com Visa · Uphold Card · Moon (virtual) · BitPay Card · Fold

4 Cash & counters

Two-way Bitcoin ATMs (Bitcoin Depot, Coinme)

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

ACH · Wire · PayPal (Coinbase) · Debit-card instant cash-out

Stablecoins

USDC is universal. USDT is listed on Coinbase, Kraken and Binance.US but not everywhere.

Sell USDT / USDC for UYU (peso)

A 2024 law puts virtual assets under the central bank; global exchanges and bank withdrawal.

1 Exchange → bank

Local Ripio Uruguay · Buenbit Uruguay · Binance
Global OKX · Kraken

2 Peer-to-peer

Binance P2P

3 Crypto cards

RedotPay · Bitget Wallet Card · MetaMask Card · Kast · Ether.fi Cash · Zypto

5 Large amounts

OTC desks in Buenos Aires, São Paulo, Mexico City and Panama City · Dubai, for very large amounts

Money arrives by

Bank transfer (UYU)

Sell USDT / USDC for UZS (som)

Licensed exchanges under the national agency (NAPP); bank withdrawal in som.

1 Exchange → bank

Local Uznex · Coinpay · Binance (licensed via NAPP)
Global OKX · Bybit

2 Peer-to-peer

Binance P2P

3 Crypto cards

RedotPay · Bitget Wallet Card · Kast · Karta · OneKey Card · Ether.fi Cash · Zypto

5 Large amounts

Dubai · Istanbul · Tbilisi

Money arrives by

Humo / Uzcard · Bank transfer (UZS)

Sell USDT / USDC for VUV (vatu)

The financial-services commission licenses providers. Global exchanges serve residents; P2P for a bank transfer.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget · Kraken

2 Peer-to-peer

Binance P2P (limited)

3 Crypto cards

RedotPay · Bitget Wallet Card · Wirex (limited) · Zypto · Ether.fi Cash

5 Large amounts

Singapore · Hong Kong

Money arrives by

Bank transfer (VUV)

Sell USDT / USDC for EUR

No market; residents use Italian venues.

1 Exchange → bank

Global Coinbase · Kraken

3 Crypto cards

RedotPay · Bitget Wallet Card · Wirex (limited) · Zypto · Ether.fi Cash

5 Large amounts

Domestic OTC desks — Kraken OTC, Coinbase Prime, Bitcoin Suisse, or your exchange's OTC service — settle large amounts to your bank; no travel needed · Dubai, for cash

Money arrives by

SEPA

Sell USDT / USDC for VES (bolívar)

USDT is everyday money. Binance P2P and local platforms pay out to a bolívar account or Pago Móvil.

1 Exchange → bank

Local Reserve · El Dorado · Cryptobuyer
Global Binance · OKX · Bybit

2 Peer-to-peer

Binance P2P (the main route) · El Dorado P2P · OKX P2P

3 Crypto cards

RedotPay · Bitget Wallet Card · MetaMask Card · Kast · Ether.fi Cash · Zypto

5 Large amounts

OTC desks in Buenos Aires, São Paulo, Mexico City and Panama City · Dubai, for very large amounts

Money arrives by

Pago Móvil · Bank transfer (VES) · Zelle (USD)

Stablecoins

USDT is everyday money; Binance P2P is the reference market.

Sell USDT / USDC for VND (dong)

Holding is lawful, paying with crypto is not, and licensed exchanges are only now being piloted. In practice almost everyone sells USDT peer-to-peer — Binance P2P, OKX P2P, Remitano — and receives a VND bank transfer within minutes; OTC groups and local traders (“chợ”) are also common. One of the deepest USDT markets in the world.

1 Exchange → bank

Local ONUS · Remitano · 1Matrix and other 2025 pilot exchanges as they open
Global Binance · OKX · Bybit · Bitget · MEXC · KuCoin

2 Peer-to-peer

Binance P2P (the main route) · OKX P2P · Remitano · Bybit P2P · OTC groups and local traders

3 Crypto cards

RedotPay · Bitget Wallet Card · Kast · Karta · OneKey Card · Ether.fi Cash · Zypto

4 Cash & counters

OTC shops and traders in Hanoi and Ho Chi Minh City

5 Large amounts

Singapore (licensed OTC, bank settlement) · Hong Kong (OTC shops, cash) · Dubai

Money arrives by

Bank transfer: Vietcombank, Techcombank, MB, VPBank… · Momo / ZaloPay (P2P)

Stablecoins

USDT on Tron is the everyday asset; P2P sellers pay VND to your bank within minutes. USDC is less traded but available on the global exchanges.

Sell USDT / USDC for YER (rial)

Conflict; P2P for cash or an exchange-house transfer.

2 Peer-to-peer

OTC traders · Peer-to-peer, where available

5 Large amounts

Dubai · Istanbul

Money arrives by

Exchange-house transfer · Cash

Sell USDT / USDC for ZMW (kwacha)

Not legal tender and banks are cautious; a licensing law is in progress. P2P for MTN MoMo or Airtel Money via Binance P2P; Yellow Card serves Zambia.

1 Exchange → bank

Local Yellow Card
Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — MTN MoMo, Airtel Money, Zamtel · NoOnes · Yellow Card

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Zypto

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

MTN Mobile Money · Airtel Money · Bank transfer (ZMW)

Sell USDT / USDC for ZWG / USD

Banks were barred from crypto in 2018 and the position remains restrictive, but the dollarised economy makes P2P simple: Binance P2P and NoOnes list USD with EcoCash, Innbucks and cash; Telegram groups are busy in Harare.

1 Exchange → bank

Global Binance · OKX · Bybit · KuCoin · Bitget

2 Peer-to-peer

Binance P2P — EcoCash, Innbucks, cash USD · NoOnes · Paxful · Telegram / WhatsApp OTC groups

3 Crypto cards

RedotPay · Bitget Wallet Card · Bitnob (virtual USD card, online spending) · Karta · Zypto

4 Cash & counters

Cash-dollar traders (Harare)

5 Large amounts

Dubai (the main hub for African high-volume traders) · OTC desks in Lagos, Nairobi and Johannesburg

Money arrives by

EcoCash · Innbucks · Cash USD · ZIPIT